Zillow Advice: Lenders - Hello, I draw disability and my credit is very poor from bad decisions trying to do business online. http://www.zillow.com/advice-thread/Hello-I-draw-disability-and-my-credit-is-very-poor-from-bad-decisions-trying-to-do-business-online/510327/ Zillow Advice | Zillow Real Estate So now you are looking for ... http://www.zillow.com/advice-thread/Hello-I-draw-disability-and-my-credit-is-very-poor-from-bad-decisions-trying-to-do-business-online/510327/ So now you are looking for answers online?? Sat, 07 Sep 2013 15:08:00 GMT http://www.zillow.com/advice-thread/Hello-I-draw-disability-and-my-credit-is-very-poor-from-bad-decisions-trying-to-do-business-online/510327/ 2013-09-07T15:08:00Z I really need some Ideas. ... http://www.zillow.com/advice-thread/Hello-I-draw-disability-and-my-credit-is-very-poor-from-bad-decisions-trying-to-do-business-online/510327/ I really need some Ideas. I thought I cancelled this and reposted because there is a lot more. Maybe I had over 2000 characters but I really need help. I own this home that is only 3 years old and can finish buying the land for $3,000. To make a long story short, I had this appraised at $15,000- $18,000 and am looking for a loan to buy the land so I can maybe borrow $9,000- $10,000 to pay all of my bills off and buy the land to put all of it up for collateral with just one payment that I can afford to get my credit back up. I have 2 Daughters &amp; 5 Grand Children. I have Back problems so I've been trying to find something that I can work at from home but I can't afford anything with my credit the way it is. I can't do much on $710.00 per month and&nbsp;I want to be able to do more for them and earn more than this pitiful check. This isn't the question that I wanted posted because it's much more complicated and I'm headed for Bankruptcy. ANY ideas will be greatly appreciated because I'm just not sure what I can do at this point. Thank you for your time. Sat, 07 Sep 2013 09:01:00 GMT http://www.zillow.com/advice-thread/Hello-I-draw-disability-and-my-credit-is-very-poor-from-bad-decisions-trying-to-do-business-online/510327/ 2013-09-07T09:01:00Z The question does show up.Sounds ... http://www.zillow.com/advice-thread/Hello-I-draw-disability-and-my-credit-is-very-poor-from-bad-decisions-trying-to-do-business-online/510327/ The question does show up.<br/><br/>Sounds like you need to develop a plan to improve your credit score first.&nbsp;&nbsp; Is that going well, or do you need some ideas?&nbsp;&nbsp; Have you saved up a down payment, closing costs and emergency fund? Sat, 07 Sep 2013 03:36:00 GMT http://www.zillow.com/advice-thread/Hello-I-draw-disability-and-my-credit-is-very-poor-from-bad-decisions-trying-to-do-business-online/510327/ 2013-09-07T03:36:00Z