Zillow Advice: Mortgage - My estranged husband is filing chapter 7 because the house is going into foreclosure. Do I need to f http://www.zillow.com/advice-thread/My-estranged-husband-is-filing-chapter-7-because-the-house-is-going-into-foreclosure-Do-I-need-to-f/510732/ Zillow Advice | Zillow Real Estate You must consult an attorney ... http://www.zillow.com/advice-thread/My-estranged-husband-is-filing-chapter-7-because-the-house-is-going-into-foreclosure-Do-I-need-to-f/510732/ You must consult an attorney for this.&nbsp; I am not sure that your husband's filing protects you at all.&nbsp; As has already been said, if you are on the mortgage loan the lender can and will hold you individually responsible. In all likedlihood it will depend on local/state law.&nbsp;So you have more at stake than your credit...your assets could be endangerd as well. Tue, 10 Sep 2013 21:02:00 GMT http://www.zillow.com/advice-thread/My-estranged-husband-is-filing-chapter-7-because-the-house-is-going-into-foreclosure-Do-I-need-to-f/510732/ 2013-09-10T21:02:00Z Do I need to file Chapter ... http://www.zillow.com/advice-thread/My-estranged-husband-is-filing-chapter-7-because-the-house-is-going-into-foreclosure-Do-I-need-to-f/510732/ Do I need to file Chapter 7 too so I do not get stuck with the debt? Tue, 10 Sep 2013 17:45:00 GMT http://www.zillow.com/advice-thread/My-estranged-husband-is-filing-chapter-7-because-the-house-is-going-into-foreclosure-Do-I-need-to-f/510732/ 2013-09-10T17:45:00Z Your question appears to ... http://www.zillow.com/advice-thread/My-estranged-husband-is-filing-chapter-7-because-the-house-is-going-into-foreclosure-Do-I-need-to-f/510732/ Your question appears to be cut off.&nbsp; Click on post reply for sharing the rest. <br/><br/>If your name is on the mortgage, it will indeed affect your financial picture.&nbsp;&nbsp; The lender considers you equally responsible for paying the mortgage while your name is on the mortgage even if an estranged spouse or ex-spouse has the house.<br/> Tue, 10 Sep 2013 15:48:00 GMT http://www.zillow.com/advice-thread/My-estranged-husband-is-filing-chapter-7-because-the-house-is-going-into-foreclosure-Do-I-need-to-f/510732/ 2013-09-10T15:48:00Z