Zillow Advice: Approval Process - I did a short sale on my home a year and a half ago, both me and my husband have credit scores in th http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ Zillow Advice | Zillow Real Estate I think we missed part of ... http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ I think we missed part of your question!<br/>if you are looking to purchase again then I would talk to my Realtor about who they work with to get you the details of what you would need to do to be ready to purchase again.<br/>If you should have further questions we are always available to assist.<br/><br/>Thanks Rod Wed, 11 Dec 2013 20:32:00 GMT http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ 2013-12-11T20:32:00Z Hi, you may have options ... http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ Hi, you may have options to apply right now, there are a few programs - depending on late payments or not - that you might utilize. Check reviews here on zillow for a good lender or 2 and reach out directly with your specific scenario. Good luck!<br/> Wed, 11 Dec 2013 20:06:00 GMT http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ 2013-12-11T20:06:00Z Good Morning,We are a direct ... http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ Good Morning,<br/><br/>We are a direct lender and don't have a waiting period after a short sale under our FHA program if you didn't go late on the mortgage at time of sale.<br/><br/>Feel free to reach out to me for more info.<br/><br/>Regards,<br/><br/>Paschal Curtin<br/><strong><em><u>[Spam content removed by Zillow moderator, see our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a>]</u></em></strong> Wed, 11 Dec 2013 19:55:00 GMT http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ 2013-12-11T19:55:00Z The recent Short-Sale won't ... http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ The recent Short-Sale won't prevent you from buying again right now. I would need to know a little more about your situation in order to know if you could qualify otherwise. Tue, 10 Dec 2013 01:50:00 GMT http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ 2013-12-10T01:50:00Z [promotion deleted by Zillow ... http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ [promotion deleted by Zillow moderator.&nbsp; Please check out our Good Neighbor Policy for posting guidelines] Sat, 16 Nov 2013 00:00:00 GMT http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ 2013-11-16T00:00:00Z Unfortunately part of your ... http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ Unfortunately part of your question got cut off. You should reply to this message and finish your question so that we can try to help. Either way, there are lenders like myself out there who can get you the loans you need even after a short sale. I recommend you speak with a lender like myself so you can ask your question directly to someone who can give you a definite response.<br/><br/>Well I hope this helps! If you have any other questions or need a loan please contact me through the information on my profile page.<br/><br/>Good Luck! Mon, 16 Sep 2013 19:19:00 GMT http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ 2013-09-16T19:19:00Z I have helped hundreds of ... http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ I have helped hundreds of people become homeowners again after a short sale. If you want a clear concise answer to your questions, click on my profile and send me email and I will contact you and go over your options. <br/><br/>Best of Luck! Sun, 15 Sep 2013 15:19:00 GMT http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ 2013-09-15T15:19:00Z I agree with Elizabeth&nbsp;wait ... http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ I agree with Elizabeth&nbsp;wait 2 full years to get a good interest rate with a lower FICO score. If you buy now your interest rate might not be that great.<br/><br/>Here to help Sat, 14 Sep 2013 22:56:00 GMT http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ 2013-09-14T22:56:00Z Somehow, I think we missed ... http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ Somehow, I think we missed part of your question. You most likely will need to accumulate 10% to 20% down and wait 2 full years to get a good interest rate with a lower FICO score. Sat, 14 Sep 2013 15:56:00 GMT http://www.zillow.com/advice-thread/I-did-a-short-sale-on-my-home-a-year-and-a-half-ago-both-me-and-my-husband-have-credit-scores-in-th/511300/ 2013-09-14T15:56:00Z