Zillow Advice: Buying Process - What HomePath Lender gives the best rates in the state of Virginia? http://www.zillow.com/advice-thread/What-HomePath-Lender-gives-the-best-rates-in-the-state-of-Virginia/512087/ Zillow Advice | Zillow Real Estate Unfortunately, this is a ... http://www.zillow.com/advice-thread/What-HomePath-Lender-gives-the-best-rates-in-the-state-of-Virginia/512087/ Unfortunately, this is a moving target as pricing changes daily and lenders change their pricing models often.<br/><br/>For example, if a lender's underwriting team is backed up, they might raise their rate a bit higher than usual, to slow down the amount of applications. However, if their underwriting team has few loans, they may lower their rates to develop more business.<br/><br/>If you are starting out with high credit scores and shopping multiple lenders, multiple pulls should not hurt your scores very much, if at all, as long as the pulls are in the same 2-3 week period. If your scores are lower, then you are probably not going to get the best rate anyway.<br/><br/>Best wishes, Jim Fri, 20 Sep 2013 14:01:00 GMT http://www.zillow.com/advice-thread/What-HomePath-Lender-gives-the-best-rates-in-the-state-of-Virginia/512087/ 2013-09-20T14:01:00Z