Zillow Advice: Refinance - I need to refinance house Multi Family. http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ Zillow Advice | Zillow Real Estate Visit with a local Bank and ... http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ Visit with a local Bank and go over the units financials with them.&nbsp; Thu, 28 Nov 2013 14:03:00 GMT http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ 2013-11-28T14:03:00Z It looks like you may have ... http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ It looks like you may have made 12 months of timely payments by now. We help many customers in new york with multi unit properties with our portfolio conventional and government loans. How many units is your home? Please contact me via my profile to discuss. Thu, 28 Nov 2013 13:01:00 GMT http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ 2013-11-28T13:01:00Z It depends on the current ... http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ It depends on the current lender your loan is&nbsp; held with. If we prepare a letter stating the reason why you were late and what has since changed I may be able to help.<!--[if gte mso 9]><xml> <o:OfficeDocumentSettings> <o:AllowPNG/> </o:OfficeDocumentSettings> </xml><![endif]--> Feel free to contact me through my profile for a no cost, no obligation rate and fee estimate. If the numbers work, great. If not, at least you know exactly where you stand. <!--[if gte mso 9]><xml> <m:mathPr> <m:mathFont m:val="Cambria Math"/> <m:brkBin m:val="before"/> <m:brkBinSub m:val="&#45;-"/> <m:smallFrac m:val="off"/> <m:dispDef/> <m:lMargin m:val="0"/> <m:rMargin m:val="0"/> <m:defJc m:val="centerGroup"/> <m:wrapIndent m:val="1440"/> <m:intLim m:val="subSup"/> <m:naryLim m:val="undOvr"/> </m:mathPr></w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-style-parent:""; font-size:11.0pt; font-family:"Calibri","sans-serif";} </style> <![endif]--> Mon, 11 Nov 2013 20:45:00 GMT http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ 2013-11-11T20:45:00Z Glen when it comes to qualifying ... http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ Glen when it comes to qualifying for a new loan you will want to have made your last 12 months mortgage payments on time. So no late payments for 1 full year. This means you may need to wait until its been a year since your last late payment. Now there are some exceptions to this rule but the terms tend to be less favorable. This rule also comes into play with your settled 2nd mortgage. Hope this helps Sat, 21 Sep 2013 17:25:00 GMT http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ 2013-09-21T17:25:00Z