Zillow Advice: Home Buying - First Time Home Buyer Seeking House http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ Zillow Advice | Zillow Real Estate A pro would work on their ... http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ A pro would work on their credit, save for a down payment and cut their current bills to the bone until they had enough to buy a house. That means reducing debt effectively/not incurring new revolving debt, making a saving plan and giving up cable/phone packages/extras until you meet your goal.<br/><br/>Anyone who sells you a fast way to buy is selling a dream or charging top dollar interest. Make a smart plan, be patient, work toward your goal and you will be able to buy. Mon, 30 Sep 2013 04:17:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ 2013-09-30T04:17:00Z A pro would follow the steps ... http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ A pro would follow the steps in the buyer's roadmap.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Is there something you'd expect that would be different?&nbsp;&nbsp;&nbsp;&nbsp; The roadmap may give you some guidance about things you may be able to change so that you can achieve your dream<br/><br/> Mon, 30 Sep 2013 00:58:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ 2013-09-30T00:58:00Z Is there a family member ... http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ Is there a family member who step up and be a co borrower with you? Mon, 30 Sep 2013 00:55:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ 2013-09-30T00:55:00Z Thanks Folks; After reading ... http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ Thanks Folks; After reading the road map, it does'nt look too good out there for me, clearing only $700.00 a month, even with good credit, and no other bills.. I wonder though, what a pro would do, if they were in my shoes, and really wanted to buy a house for their family? . . Mon, 30 Sep 2013 00:45:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ 2013-09-30T00:45:00Z Click on the "Mortgage Rates" ... http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ Click on the "Mortgage Rates" tab above and type in your zip code. &nbsp;Then speak with a couple lenders that show up on that page.&nbsp; Sun, 29 Sep 2013 22:09:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ 2013-09-29T22:09:00Z It may be worthwhile to work ... http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ It may be worthwhile to work through <a href="http://www.zillow.com/wikipages/Buyer%27s-Roadmap/">Zillow's buyer's roadmap</a>.&nbsp;&nbsp; It will help with some background on the steps required to qualify for a home mortgage and how much you may be able to afford.&nbsp;&nbsp; <br/><br/>Here's a link to <a href="http://www.zillow.com/mortgage-calculator/house-affordability/">"what can I afford?</a>" calculator. <br/><br/>You can find lenders in your area as well as real estate agents by clicking on the words 'find a pro" in the top line.&nbsp;&nbsp; Interview carefully, there are great ones and lousy ones in all professions. Sun, 29 Sep 2013 21:41:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyer-Seeking-House/513455/ 2013-09-29T21:41:00Z