Zillow Advice: Approval Process - I am to close on October 25th. How will this government shutdown affect my closing? Can I avoid it? http://www.zillow.com/advice-thread/I-am-to-close-on-October-25th-How-will-this-government-shutdown-affect-my-closing-Can-I-avoid-it/513714/ Zillow Advice | Zillow Real Estate Some lenders are finding ... http://www.zillow.com/advice-thread/I-am-to-close-on-October-25th-How-will-this-government-shutdown-affect-my-closing-Can-I-avoid-it/513714/ <p>Some lenders are finding ways to get around the 4506-t requirements like our company has already done. We are a direct lender to ginnie mae (FHA loans)&nbsp;so we have been given guidance by FHA on what they would require instead of verification of tax transcripts and we are not being help up one bit.<br/><br/>I can not speak for your current lender but the 4506-t can hold up the closing if they are not direct to ginne mae and have to follow other investor guidelines.<br/><br/>If you have been in processing for some time and the 4506-t has already been received, you should have no problem. I would ask your lender if this has been received.</p> Wed, 02 Oct 2013 18:58:00 GMT http://www.zillow.com/advice-thread/I-am-to-close-on-October-25th-How-will-this-government-shutdown-affect-my-closing-Can-I-avoid-it/513714/ 2013-10-02T18:58:00Z You should not have any issues ... http://www.zillow.com/advice-thread/I-am-to-close-on-October-25th-How-will-this-government-shutdown-affect-my-closing-Can-I-avoid-it/513714/ You should not have any issues with closing.&nbsp; Tue, 01 Oct 2013 20:04:00 GMT http://www.zillow.com/advice-thread/I-am-to-close-on-October-25th-How-will-this-government-shutdown-affect-my-closing-Can-I-avoid-it/513714/ 2013-10-01T20:04:00Z It shouldn't effect it as ... http://www.zillow.com/advice-thread/I-am-to-close-on-October-25th-How-will-this-government-shutdown-affect-my-closing-Can-I-avoid-it/513714/ It shouldn't effect it as long as they have your 4506-T IRS transcripts. Thats the only delay I was told there would be. If any borrowers on the loan are government employees, the verificationof employment will be delayed as well. If you do not fit any of this criteria, you should have nothign to worry about.<br/><br/>Best Wishes! Tue, 01 Oct 2013 20:01:00 GMT http://www.zillow.com/advice-thread/I-am-to-close-on-October-25th-How-will-this-government-shutdown-affect-my-closing-Can-I-avoid-it/513714/ 2013-10-01T20:01:00Z