Zillow Advice: Buying Process - how do I go about pre-qualifying . im in Georgia http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ Zillow Advice | Zillow Real Estate It's actually a pretty simple ... http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ It's actually a pretty simple process. My biggest tip: Make sure your loan officer is experienced. I'm sure you can find a great one through the Zillow "Find a Pro" tab at the top.<br/><br/>I wrote a recent blog post&nbsp;[Promotion and multiple hotlinks removed by Zillow moderator. Please see our&nbsp;<u><a style="text-align: right;" rel="nofollow" title="Good Neighbor Policy" href="/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a></u>.] Wed, 09 Oct 2013 14:37:00 GMT http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ 2013-10-09T14:37:00Z Hi,&nbsp; &nbsp; I am a senior ... http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ Hi,<br/><br/>&nbsp; &nbsp; I am a senior banker at a federal bank, specializing in purchases. I can help you get preapproved to buy a home in about 10 minutes. We just need your basic income/financials plus calculation of debt ratio, to see what you are approved up to. Then you will be on your way to putting an offer in on a home. Contact me through my profile, thanks!<br/><br/>Kris Tue, 08 Oct 2013 18:16:00 GMT http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ 2013-10-08T18:16:00Z First, I recommend you speak ... http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ First, I recommend you speak with a lender to apply for a loan and prequalify. When you apply for a loan, lenders like myself will need to look at several different things if you are trying to prequalify for a loan.<br/><br/>1) Proof of income for each person that will be on the mortgage which can be demonstrated through: one month of pay stubs, previous year's W-2 forms and tax returns, official documentation to demonstrate other forms of income (alimony, child support, etc.), and two year's tax returns if self-employed (all schedules, all pages)<br/>2) Credit Report which they will pull<br/>3) Employment History or Business Tax Returns if you're Self Employed<br/>4) Personal assets such as:&nbsp;Recent balances and statements for bank accounts, most recent account statement demonstrating market value of any investments (stocks, bonds or certificates of deposit), documentation showing interest in retirement funds, face amount and cash value of life insurance policies, value of significant pieces of personal property, debt information, the balances and account numbers of your current loans and debts, including car loans, credit card balances and any other loans you may have.<br/><br/>These are just a few things you should have ready when you begin your buying process. If you have any other questions or need a loan please contact me through the information on my profile page. I hope this helps and good luck! Tue, 08 Oct 2013 18:08:00 GMT http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ 2013-10-08T18:08:00Z I am a local [deleted by ... http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ I am a local [deleted by Zillow moderator.&nbsp; Please see our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor policy</a> for posting guidelines] Mon, 07 Oct 2013 20:34:00 GMT http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ 2013-10-07T20:34:00Z I can help you get prequalified ... http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ I can help you get prequalified for mortgage financing, I am a nationwide lender.&nbsp; Please contact me though my profile.<br/><br/>Regards,<br/>Brynn Mon, 07 Oct 2013 20:06:00 GMT http://www.zillow.com/advice-thread/how-do-I-go-about-pre-qualifying-im-in-Georgia/514482/ 2013-10-07T20:06:00Z