Zillow Advice: Mortgage Types - Can I get owner financing with 10K down and a 620 credit? http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ Zillow Advice | Zillow Real Estate are you in need of a loan? ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ are you in need of a loan? email <strong><em>[Removed by Zillow moderator for Spam. See our Good Neighbor Policy for posting guidelines]</em></strong> Tue, 03 Mar 2015 16:14:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2015-03-03T16:14:00Z The Conventional guideline ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ The Conventional guideline is 620 minimum and the government loans for our bank is also 550. You should not have a problem getting financing. If you have more questions please reach out to me on Zillow or on this thread. Mon, 07 Apr 2014 01:33:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2014-04-07T01:33:00Z Yes you can. Your credit ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ Yes you can. Your credit score, bankruptcy or medical bill will not be an issue. And with some first time home buyer programs you could potentially place less than 1% down. This can all be done with FHA or portfolio loan programs. We actually approve borrowers with 2 year old bankruptcies and 550 credit scores. Please contact me if you have further questions or wish to see if you can qualify. Sun, 06 Apr 2014 20:20:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2014-04-06T20:20:00Z You should be perfectly fine ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ You should be perfectly fine to obtain a loan with $10,000 down.&nbsp; FHA and VA loans will allow you to buy 2 years after a bankruptcy.&nbsp; Feel free to contact me and I can provide you with a firm pre-qualification.&nbsp; Thanks and have great day! Fri, 13 Dec 2013 19:49:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2013-12-13T19:49:00Z You should be able to get ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ You should be able to get an FHA loan feel free to contact me for info! Mon, 28 Oct 2013 14:43:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2013-10-28T14:43:00Z I'm not sure as to why they ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ I'm not sure as to why they said they would not give you a loan as there are options out there for you if indeed your bankruptcy was 2 years ago. I would be more than happy to talk with you and see how I can assist you in getting a home loan. Feel free to contact me through my profile. Sun, 13 Oct 2013 21:21:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2013-10-13T21:21:00Z I use a mortgage lender that ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ I use a mortgage lender that might be able to help you, she is amazing. Contact me [Hotlink removed by Zillow moderator.]&nbsp;I will send you her contact info. Sun, 13 Oct 2013 17:13:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2013-10-13T17:13:00Z If your bankruptcy was over ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ If your bankruptcy was over 2 years ago and you have a 620 credit score, you should qualify for an FHA loan.&nbsp; Standard FHA guidelines allow for credit scores as low as 580, so your 620 would be fine.<br/><br/>The reason you may get a "no" from banks is only a handful of companies are able to provide financing in the lower FICO score ranges.&nbsp; My company is one of those if you would like help in getting pre-approved. Sun, 13 Oct 2013 15:38:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2013-10-13T15:38:00Z Talk to at least 2 mortgage ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ Talk to at least 2 mortgage brokers they will be your best bet.&nbsp; Owner financing is not unlike a regular loan, a savvy owner will check your credit and request a higher down payment than Rural Development or FHA&nbsp; Continue searching&nbsp;for the right mortgage.&nbsp; Maybe if you talk to a few buyer agents they may be able to help you too.&nbsp; Sat, 12 Oct 2013 22:01:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2013-10-12T22:01:00Z My suggestion would be to ... http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ My suggestion would be to speak to another lender or two. With the criteria you describe you may be able to qualify to buy the house on your own. Send me a message if you'd like help figuring out your options. Sat, 12 Oct 2013 21:46:00 GMT http://www.zillow.com/advice-thread/Can-I-get-owner-financing-with-10K-down-and-a-620-credit/515067/ 2013-10-12T21:46:00Z