Zillow Advice: Buying Process - What all do I need to start mortgage process http://www.zillow.com/advice-thread/What-all-do-I-need-to-start-mortgage-process/517051/ Zillow Advice | Zillow Real Estate If you haven't started your ... http://www.zillow.com/advice-thread/What-all-do-I-need-to-start-mortgage-process/517051/ If you haven't started your pre-approval yet I recommend this be the first thing you do. So speak with a lender to apply for a loan and prequalify. When you apply for a loan, lenders like myself will need to look at several different things if you are trying to prequalify for a loan.<br/><br/>1) Proof of income for each person that will be on the mortgage which can be demonstrated through: one month of pay stubs, previous year's W-2 forms and tax returns, official documentation to demonstrate other forms of income (alimony, child support, etc.), and two year's tax returns if self-employed (all schedules, all pages)<br/>2) Credit Report which they will pull<br/>3) Employment History or Business Tax Returns if you're Self Employed<br/>4) Personal assets such as:&nbsp;Recent balances and statements for bank accounts, most recent account statement demonstrating market value of any investments (stocks, bonds or certificates of deposit), documentation showing interest in retirement funds, face amount and cash value of life insurance policies, value of significant pieces of personal property, debt information, the balances and account numbers of your current loans and debts, including car loans, credit card balances and any other loans you may have.<br/><br/>These are just a few things you should have ready when you begin your buying process. Well I hope this helps, if you have any other questions or need a loan please contact me through the information on my profile page. I hope this helps and good luck! Mon, 28 Oct 2013 20:56:00 GMT http://www.zillow.com/advice-thread/What-all-do-I-need-to-start-mortgage-process/517051/ 2013-10-28T20:56:00Z During the home buying process, ... http://www.zillow.com/advice-thread/What-all-do-I-need-to-start-mortgage-process/517051/ During the home buying process, you will want to start by getting pre-approved. This will make you a stronger buyer and put you in a MUCH better position to make an offer on a property in the future. We have many programs available including FHA, VA, USDA, and Conventional even for those who have low credit scores. So if you would like to work on getting pre-approved, please message me through my profile so we can review your situation and get you moving the right direction. Good luck! Mon, 28 Oct 2013 20:46:00 GMT http://www.zillow.com/advice-thread/What-all-do-I-need-to-start-mortgage-process/517051/ 2013-10-28T20:46:00Z Pretty much a loan officer ... http://www.zillow.com/advice-thread/What-all-do-I-need-to-start-mortgage-process/517051/ Pretty much a loan officer or mortgage broker and a meeting with them. That's all to get started. Mon, 28 Oct 2013 20:45:00 GMT http://www.zillow.com/advice-thread/What-all-do-I-need-to-start-mortgage-process/517051/ 2013-10-28T20:45:00Z