Zillow Advice: Credit Scores - Under 600cs wheres the lending in GA http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ Zillow Advice | Zillow Real Estate my student loans fell behind ... http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ my student loans fell behind quick and I wasn't aware of the deferment option, which tanked my score. But I dug myself out of that whole and trying to progress in life. Sun, 03 Nov 2013 17:16:00 GMT http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ 2013-11-03T17:16:00Z Hi&nbsp;youngambitious1if ... http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ Hi&nbsp;youngambitious1<br/><br/>if you only have Student loan on your why is your fico is low&nbsp; Fri, 01 Nov 2013 23:44:00 GMT http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ 2013-11-01T23:44:00Z Each month that you make ... http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ Each month that you make on-time payments, your score will increase. Time is your friend in that regard and it shouldn't take very long at all. However, if that's the only debt you have, you may want to get a very small limit credit card and charge very little, and pay it off each month. Never charge above 30% of the maximum card limit and never pay late. This should also help boost your score a little quicker. Fri, 01 Nov 2013 22:06:00 GMT http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ 2013-11-01T22:06:00Z Hello there. &nbsp;I am direct ... http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ Hello there. &nbsp;I am direct lender that is licensed in all 50 states. &nbsp;We can lend on FHA loans with 3.5% down with a 580 or higher credit score and we can go down as low as a 530 credit score with 10%. &nbsp;I'd love an opportunity to speak with you. &nbsp;Please call or email me at your convenience. Fri, 01 Nov 2013 18:14:00 GMT http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ 2013-11-01T18:14:00Z That credit scores is right ... http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ That credit scores is right on the border. The lowest credit scores lenders like myself are able to do, is a score of 580.&nbsp;So us lenders would be able to&nbsp;give you a loan if your other finances are in place.&nbsp;It's also important to understand that you're ability to obtain a loan relies on other factors as well. These factors include income, expenses, assets, liabilities, debt, employment, down payment, as well as credit scores. Either way, I suggest you speak with a lender like myself who would be glad to speak with you to help you get the loan that you need. If you have any further questions or if you would like a loan, feel free to contact me.<br/><br/>Good Luck! Fri, 01 Nov 2013 18:12:00 GMT http://www.zillow.com/advice-thread/Under-600cs-wheres-the-lending-in-GA/517583/ 2013-11-01T18:12:00Z