Zillow Advice: Mortgage - What are my mortgage options with a 5%-10% downpayment in Chicago? http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ Zillow Advice | Zillow Real Estate [deleted by Zillow moderator. ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ <em>[deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]</em> Sun, 01 Dec 2013 03:03:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-12-01T03:03:00Z Did you decide on a lender ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ Did you decide on a lender for your pre-approval? &nbsp;I would start with that to help with your qualification related to price, payment, terms, loans with or without PMI.&nbsp;<br/><br/>Single Payment PMI is the best way to go.<br/> Wed, 20 Nov 2013 18:11:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-11-20T18:11:00Z As Matt said, find a good ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ As Matt said, find a good Lender and then a good Realtor. Matt has a very good reputation in Chicago. Thu, 14 Nov 2013 01:09:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-11-14T01:09:00Z You will find many options ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ You will find many options available.&nbsp; If you have interest in 10% down and would like to know how you can avoid pmi please contact me via my profile. Wed, 13 Nov 2013 22:24:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-11-13T22:24:00Z I would speak with a lender. ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ I would speak with a lender. This will get the ball rolling. If you need a referral, let me know. <br/><br/>From there, get a good Realtor. Interview two or three agents and go from there. Go with the one you mesh best with. Wed, 13 Nov 2013 19:20:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-11-13T19:20:00Z You definitely have a chance ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ You definitely have a chance at qualifying for a loan now. Do you know if the condos that you are looking at are FHA approved? If so, you should also consider a FHA loan that only requires 3.5% down and has easy credit qualification with scores as low as 580 with lenders like myself. If not, there are still conventional loan options that can be done with 5%-10% down. The best thing for you to do is to speak with a lender directly to get your pre-approval started. So don't be afraid to speak with lenders like myself because we would be glad to speak with you.&nbsp;Well I hope this helps, if you have any other questions or need a loan please contact me through the information on my profile page. I hope this helps and good luck! Wed, 13 Nov 2013 19:16:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-11-13T19:16:00Z My web&nbsp; site has some ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ My web&nbsp; site has some lender references. Give them a call and see. They do not charge to speak with them. Wed, 13 Nov 2013 19:06:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-11-13T19:06:00Z Hello, you have many options ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ <p>Hello, you have many options from what you are saying. It does depend on credit so you cant say for sure what your options are. If you need any assistants I would be happy to help you! I am a national Mortgage Originator so feel free to get in touch with me!<br/><br/>Brandon Magni<br/>National Mortgage Originator<br/>Bank Of Nebraska Mortgage Center</p> Wed, 13 Nov 2013 18:56:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-11-13T18:56:00Z You could have various options ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ You could have various options with 5-10% down, but depends on your credit score. You can certainly entertain renting for another year, but it doesn't cost you anything to weigh your options now. Best to start with having a lender run your credit report, then take a look at all options side-by-side. Not to be underplayed in your scenario is the fact that you will be purchasing a condo. The property type also factors into what loans are available with certain down payment amounts.<br/> Wed, 13 Nov 2013 18:43:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-11-13T18:43:00Z Depending on what you qualify ... http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ Depending on what you qualify for, there are both conventional and FHA options that fit that scenario. You're right, rates and home prices may rise, now is a great time to buy. I would be happy to assist you. I work with over 40 lenders to ensure the best possible financing. I am dedicated to find the right mortgage loan to fit your needs. Feel free to contact me with questions or to move forward with a mortgage loan! <br/><br/>Thank you, <br/>Ashley Pimentel <br/>[Contact information and hotlink removed by Zillow moderator. Please see&nbsp;our&nbsp;<u><a style="text-align: right;" rel="nofollow" title="Good Neighbor Policy" href="/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a></u>&nbsp;for information.] Wed, 13 Nov 2013 18:30:00 GMT http://www.zillow.com/advice-thread/What-are-my-mortgage-options-with-a-5-10-downpayment-in-Chicago/518895/ 2013-11-13T18:30:00Z