Zillow Advice: Discussion - Apparments vs House http://www.zillow.com/advice-thread/Apparments-vs-House/519444/ Zillow Advice | Zillow Real Estate The answer really depend ... http://www.zillow.com/advice-thread/Apparments-vs-House/519444/ The answer really depend son the type of living you are interested in.&nbsp; If you buy a coop you aren't responsible for the interior or exterior, personal property aside.&nbsp; You pay a monthly maintenance which will vary from building to building.&nbsp; Included in your maintenance will be your pro rata share of the buildings overall property taxes, care for common grounds, insurance for the building, and possibly heating fuel.&nbsp; With a condo you are responsible for the inside of the unit but not the common area/exterior.&nbsp; You will pay monthly common charges and pay yearly property taxes as well.&nbsp; when buying a house you are responsible for everything.&nbsp; Buying an apt can help you get used to home ownership for awhile.&nbsp; Then you can decide whether you want to continue that way or buy a house.<br/><br/>Some disadvantages of a coop are you don't own the unit, you own shares in a corporation which entitles you to a proprietary lease, maintenance can go up frequently, assessments can be added to monthly costs for fuel or capital improvements.<br/><br/>Christopher Pagli Tue, 19 Nov 2013 16:02:00 GMT http://www.zillow.com/advice-thread/Apparments-vs-House/519444/ 2013-11-19T16:02:00Z