Zillow Advice: FHA and VA Loans - Who will approve me for a home loan with a 593 credit score? http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ Zillow Advice | Zillow Real Estate Hi Amy,The answer is YES! ... http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ Hi Amy,<br/><br/>The answer is YES! &nbsp;There are plenty of lenders out there who will lend to borrowers with credit scores into the low 500's even. &nbsp;So if you have nearly a 600 score there should be a way to get this done provided you meet all of the other qualifying factors. &nbsp;I would be happy to take a look if you would like or answer any questions you have. &nbsp;Good luck! Fri, 13 Dec 2013 01:46:00 GMT http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ 2013-12-13T01:46:00Z Hi Amy,How are things with ... http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ Hi Amy,<br/><br/>How are things with your loan? &nbsp;Have you been able to get pre-approved? &nbsp;There are several lenders out there that might be able to help you get a loan with a 593 credit score. &nbsp;In the meantime I would continue to work on raising your scores. &nbsp;There are several great companies that work with clients to help raise your scores.&nbsp; Thu, 12 Dec 2013 20:54:00 GMT http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ 2013-12-12T20:54:00Z Hello!When we first got married, ... http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ <p>Hello!<br/><br/>When we first got married, we were going to rent a house then my father told me to buy one since it would be an investment. I was weary because I also had bad credit, I hung in there and my realtor helped me get the house.( I only worked for 1 year)&nbsp;I have been here 10 years and I have a lot of equity. I also have connections with a mortgage friend who does not have any hiding costs which is what you have to look at when working with different mortgage companies. Find a mortgage company and realtor that you can trust.<br/><br/>I think it is great you are looking to make that big step. Remember a house is a house until you make it a home!&nbsp; If you would like to talk more, I am always available to help someone obtain their dream, Good Luck!!</p> Tue, 03 Dec 2013 02:15:00 GMT http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ 2013-12-03T02:15:00Z That credit score is right ... http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ That credit score is right around the border. The lowest credit scores lenders like myself are able to do, is a score of 580. So if all your other finances are in place lenders can work with that score.&nbsp;It's also important to understand that you're ability to obtain a loan relies on other factors as well. These factors include income, expenses, assets, liabilities, debt, employment, down payment, as well as credit scores. Either way, I suggest you speak with a lender like myself who would be glad to speak with you to help you get the loan that you need. If you have any further questions or if you would like a loan, feel free to contact me.<br/><br/>Good Luck! Tue, 19 Nov 2013 20:32:00 GMT http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ 2013-11-19T20:32:00Z Question, what's keeping ... http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ Question, what's keeping your scores so low if you have been working on them for years now? &nbsp;Also would you rather just "get by" with a mortgage a higher interest or have better credit with a better chance at better rates? &nbsp;How much cash would you have to purchase a house? &nbsp;These are all questions that need to be considered before you jump into the biggest purchase of your life. &nbsp;Just my opinion Tue, 19 Nov 2013 18:31:00 GMT http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ 2013-11-19T18:31:00Z Hi Amy, I am able to go down ... http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ Hi Amy, I am able to go down to a 560 credit, no problem. We are located in Chester County Pa. I'd be happy to help. Please feel free to give me a call to discuss. You can find my contact information by clicking on my name an opening my profile. Thank you Sean Phelan Tue, 19 Nov 2013 05:59:00 GMT http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ 2013-11-19T05:59:00Z Hi Amy, We can help you if ... http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ Hi Amy, We can help you if you are in Arizona. We can go down to a 500 credit score. Please feel free to contact me directly if I can help you with any questions. All the best, Ros Roswell Moore, CMPS Certified Mortgage Planner Tue, 19 Nov 2013 05:37:00 GMT http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ 2013-11-19T05:37:00Z There are few lenders that ... http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ There are few lenders that can approve that score.<em>[self promotion deleted by Zillow moderator. Please see our Good Neighbor Policy.]</em> Tue, 19 Nov 2013 05:14:00 GMT http://www.zillow.com/advice-thread/Who-will-approve-me-for-a-home-loan-with-a-593-credit-score/519451/ 2013-11-19T05:14:00Z