Zillow Advice: Buying Process - How do I improve my credit rating asap http://www.zillow.com/advice-thread/How-do-I-improve-my-credit-rating-asap/519578/ Zillow Advice | Zillow Real Estate You contact a few mortgage ... http://www.zillow.com/advice-thread/How-do-I-improve-my-credit-rating-asap/519578/ You contact a few mortgage brokers and ask them what you need to do.&nbsp; Without looking at the weaknesses of your credit history is impossible to make any recommendations. Wed, 20 Nov 2013 22:02:00 GMT http://www.zillow.com/advice-thread/How-do-I-improve-my-credit-rating-asap/519578/ 2013-11-20T22:02:00Z I would like to add from ... http://www.zillow.com/advice-thread/How-do-I-improve-my-credit-rating-asap/519578/ I would like to add from myself: don't apply for the new credit cards, because they will cost you a couple of points. Wed, 20 Nov 2013 19:20:00 GMT http://www.zillow.com/advice-thread/How-do-I-improve-my-credit-rating-asap/519578/ 2013-11-20T19:20:00Z Sunnyview nailed it on the ... http://www.zillow.com/advice-thread/How-do-I-improve-my-credit-rating-asap/519578/ Sunnyview nailed it on the head.<br/><br/>Your credit score is determined by:<br/>35% - Payment history<br/>30% - Amounts owed<br/>10% - Types of &nbsp;credit used<br/>10% - New credit<br/>15% - Length of credit history<br/><br/>Lowering the amounts owed will help greatly. Wed, 20 Nov 2013 18:19:00 GMT http://www.zillow.com/advice-thread/How-do-I-improve-my-credit-rating-asap/519578/ 2013-11-20T18:19:00Z Pay down credit cards below ... http://www.zillow.com/advice-thread/How-do-I-improve-my-credit-rating-asap/519578/ <a rel="nofollow" href="http://www.experian.com/blogs/ask-experian/2013/10/30/how-utilization-rate-affects-credit-scores/">Pay down credit cards below 30% debt to credit limit</a> if possible. <a rel="nofollow" href="http://www.treesfullofmoney.com/?p=78">Ask credit cards to remove late payments</a> as a courtesy. Pay all bills on time. Don't close any of your oldest accounts. MSN has <a rel="nofollow" href="http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx">other tips to raise your score</a> that also may help. Wed, 20 Nov 2013 15:58:00 GMT http://www.zillow.com/advice-thread/How-do-I-improve-my-credit-rating-asap/519578/ 2013-11-20T15:58:00Z