Zillow Advice: Buying Process - how long does it takes to do closing fee document? http://www.zillow.com/advice-thread/how-long-does-it-takes-to-do-closing-fee-document/524070/ Zillow Advice | Zillow Real Estate Closing on or before the ... http://www.zillow.com/advice-thread/how-long-does-it-takes-to-do-closing-fee-document/524070/ Closing on or before the 20th means closing will be on the 20th unless both buyer AND seller agree it will be earlier. It doesn't really matter what is going on with the short sale and the lien holder, unless the seller ALSO agrees to close before the 20th. A seller has no motivation to close early if they are still living there because it only costs them money. And yes, there is a lot of paperwork that needs to be done, especially with a short sale and it takes time. A short sale is not considered approved until you get the form 90ss back from the seller. This is general information. You should be asking your broker these questions and if you are not getting the answers you need, you should be talking to the designated broker that manages their office. Sat, 11 Jan 2014 14:40:00 GMT http://www.zillow.com/advice-thread/how-long-does-it-takes-to-do-closing-fee-document/524070/ 2014-01-11T14:40:00Z