Zillow Advice: Credit Scores - What qualifications do I need to go through to assume a step parent's mortgage? http://www.zillow.com/advice-thread/What-qualifications-do-I-need-to-go-through-to-assume-a-step-parent%27s-mortgage/524247/ Zillow Advice | Zillow Real Estate First thing is you would ... http://www.zillow.com/advice-thread/What-qualifications-do-I-need-to-go-through-to-assume-a-step-parent%27s-mortgage/524247/ First thing is you would have to qualify for their mortgage.  First obstacle would be your personal credit score.  I'm not sure where you received those scores from but you will need a lender to pull your current credit report.  If you need some assistance with this process I'll be willing to help you out but I would need your participation.  Please contact me through my profile.  Mon, 13 Jan 2014 18:13:00 GMT http://www.zillow.com/advice-thread/What-qualifications-do-I-need-to-go-through-to-assume-a-step-parent%27s-mortgage/524247/ 2014-01-13T18:13:00Z An assumption depends on ... http://www.zillow.com/advice-thread/What-qualifications-do-I-need-to-go-through-to-assume-a-step-parent%27s-mortgage/524247/ An assumption depends on what type of loan your parents currently have. They need to contact their lender to see whether it's assumable and also what their guidelines are for doing so. Mon, 13 Jan 2014 02:27:00 GMT http://www.zillow.com/advice-thread/What-qualifications-do-I-need-to-go-through-to-assume-a-step-parent%27s-mortgage/524247/ 2014-01-13T02:27:00Z