Zillow Advice: FHA and VA Loans - I can't get pre approved for an FHA loan http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ Zillow Advice | Zillow Real Estate There are reputable lenders ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ There are reputable lenders out there that can help you raise your credit score. I suggest you work with one of them. I am currently working with a buyer who's lender helped my buyer raise his credit score by 60 points in 45 days. We soon after put an offer on a home and are to close on Wednesday March 12. Feel free to contact me should you wish to discuss. Sat, 08 Mar 2014 22:02:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-03-08T22:02:00Z The lowest credit scores ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ The lowest credit scores lenders like myself&nbsp;are able to do for FHA is a score of 580. Since your scores are above 580, then you should have a chance when it comes to credit. Also there are other financial factors that would need to be analyzed include your income, expenses, assets, liabilities, debt, employment, down payment, as well as credit scores. If all of these factors are in place then you should be good to go.&nbsp;The best thing for you to do is to speak with a knowledgeable lender to see if you can get started on financing a new home.&nbsp;If you need additional assistance, feel free to reach out. Good luck! Wed, 26 Feb 2014 22:11:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-02-26T22:11:00Z We can do FHA down to a 580 ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ We can do FHA down to a 580 score.&nbsp; We would be happy to take a look today.&nbsp; Thanks Wed, 26 Feb 2014 13:43:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-02-26T13:43:00Z Yes it is possible to get ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ Yes it is possible to get an FHA mortgage with your credit score. We accept scores as low as 500. Your credit score is one very small piece of the puzzle. You need to contact a flexible lender to evaluate your income, assets, liabilities and creditworthiness to determine if you qualify and for how much. Feel free to contact me via my profile with questions or to get started with a free professional assessment<br/><br/>Thank you,<br/>Ashley Pimentel<br/>Market Place Mortgage<br/> Wed, 26 Feb 2014 01:04:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-02-26T01:04:00Z Hi:I can help you with obtaining ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ Hi:<br/><br/>I can help you with obtaining an FHA loan. &nbsp;Our standard guidelines allow for a 580 credit score with 3.5% down and no reserve requirements. &nbsp;This is a great program for buyers with low credit scores.<br/><br/>Please feel free to contact me for additional information.<br/><br/>Rachael Hines<br/><strong><em><u>[Spam and self-promotion removed by Zillow moderator, see our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Polic</a>y]</u></em></strong> Tue, 25 Feb 2014 22:14:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-02-25T22:14:00Z Hello:I am a local mortgage ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ <p>Hello:<br/><br/>I am a local mortgage broker and would be happy to help you get prequalified for a mortgage.&nbsp;</p><p>Other companies require a 640 and above score to help with financing; our lenders will go as low as a 550 score.&nbsp; SMC carries an A+ Better Business Bureau Rating and we have worked in the community for over 15 years!</p><p>Please call or email me so we can set aside some time to get you prequalified; or visit my website by clicking on the logo next to my name.</p><p>I look forward to working with you!<br/><br/>Patty Harrison<br/>Smart Mortgage<br/></p> Tue, 25 Feb 2014 21:19:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-02-25T21:19:00Z My bank does FHA purchases ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ My bank does FHA purchases as low as 580 and we are federally licensed. &nbsp;Contact me through my profile and I can take a look at your situation.<br/> Tue, 25 Feb 2014 20:32:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-02-25T20:32:00Z Wells Fargo just announced ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ Wells Fargo just announced they are doing FHA loans with a 600 minimum score. Good Luck! Tue, 25 Feb 2014 20:10:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-02-25T20:10:00Z Wish I could help but my ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ Wish I could help but my company does not do loans in IL. <br/><br/>However, you need to find a lender that has portfolio FHA programs that go down to 600 or 580 FICO scores. I have them but again my company is not licensed in IL. <br/><br/><br/>Good luck and best wishes!!<br/><br/>-Scott Tue, 25 Feb 2014 20:08:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-02-25T20:08:00Z 1. &nbsp;Your picture is ... http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 1. &nbsp;Your picture is amazing<br/><br/>2. &nbsp;Do a bit of research on 580-620 lenders. &nbsp;FHA allows it, but there are some additional overlays which can make it challenging to acquire. &nbsp;Also, as many will bring up, they may have less favorable rates/fees than a normal FHA loan. &nbsp;But, if you are stuck and need to buy, there are certainly lenders out there who offer this. Tue, 25 Feb 2014 20:07:00 GMT http://www.zillow.com/advice-thread/I-can%27t-get-pre-approved-for-an-FHA-loan/529962/ 2014-02-25T20:07:00Z