Zillow Advice: Home Buying - Is this really another government scam...? http://www.zillow.com/advice-thread/Is-this-really-another-government-scam/530956/ Zillow Advice | Zillow Real Estate I do not want to use the ... http://www.zillow.com/advice-thread/Is-this-really-another-government-scam/530956/ I do not want to use the homestep program. I am not willing to get a house without an appraisal. The house is REALLY overpriced as is. I have had 2 different realtors tell me they think it will appraise for 100-110k. The homestep program seems like a scam to get people to waive the appraisal so they can sell homes at higher than market value. I don't know how no one else sees this.... Wed, 05 Mar 2014 11:45:00 GMT http://www.zillow.com/advice-thread/Is-this-really-another-government-scam/530956/ 2014-03-05T11:45:00Z Hi,We don't offer the homesteps ... http://www.zillow.com/advice-thread/Is-this-really-another-government-scam/530956/ Hi,<br/><br/>We don't offer the homesteps program, but have you considered using that program. I am not sure how the rates differ, but if you are willing to pay $120,000 with 20% down, then using the homesteps program may actually work out for you.<br/><br/>Mark Wed, 05 Mar 2014 01:47:00 GMT http://www.zillow.com/advice-thread/Is-this-really-another-government-scam/530956/ 2014-03-05T01:47:00Z