Zillow Advice: Mortgage - What can I do to get more (or better) quotes for my loan request ZR-BZRQPVD? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-BZRQPVD/531043/ Zillow Advice | Zillow Real Estate The auto-quote generator ... http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-BZRQPVD/531043/ The auto-quote generator doesn't tend to respond unless credit scores are &gt; 640, so it is surprising you got even two quotes.&nbsp;&nbsp; Your scores are in the "not totally impossible to get a loan" range, but you'll need to initiate contact to find ones who'll consider your current scores. Wed, 05 Mar 2014 20:55:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-BZRQPVD/531043/ 2014-03-05T20:55:00Z Shop with a local bank, a ... http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-BZRQPVD/531043/ Shop with a local bank, a mortgage company, and a credit union. &nbsp;Each has its advantages. &nbsp;By shopping with all three, you can place their estimates side-by-side to compare and to insure you get the best deal. &nbsp;Look not only at interest rate, but at all the fees. &nbsp;Many times there are some "junk fees" that can be negotiated. &nbsp;Ask!<br/><br/>If your credit is on the border line, do not allow everyone to pull your credit. &nbsp;It can lower your score marginally with each pull. &nbsp;If on the borderline, it can lower you below the acceptable score.&nbsp;Find your score from the first and tell the others. Pre-qualification is based on verification anyway, once you select your lender.<br/><br/>You will get a good faith estimate after presenting a contract and making final loan application. &nbsp;Fees cannot deviate at all from this good faith estimate in certain areas and only minimally in others.<br/><br/> Wed, 05 Mar 2014 20:50:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-BZRQPVD/531043/ 2014-03-05T20:50:00Z