Zillow Advice: Buying Process - Appraisal Issues, what to do? http://www.zillow.com/advice-thread/Appraisal-Issues-what-to-do/532860/ Zillow Advice | Zillow Real Estate Usually agents have access ... http://www.zillow.com/advice-thread/Appraisal-Issues-what-to-do/532860/ Usually agents have access to tax data at MLS where is states what kind of structure it is- single family/ multi fam etc. if the mortgage was put in contingency in your binder they can not keep your deposit and yes, you can either ask for credits or walk away. Wed, 19 Mar 2014 04:06:00 GMT http://www.zillow.com/advice-thread/Appraisal-Issues-what-to-do/532860/ 2014-03-19T04:06:00Z If so are so committed to ... http://www.zillow.com/advice-thread/Appraisal-Issues-what-to-do/532860/ If so are so committed to the home in your mind the seller must reduce the price in order for the loan to qualify as FHA ready. If the seller is not willing to reduce the sales price then its time to walk away and no they cannot keep your earnest money. Who is your Agent that you are working as your Agent should have seen this coming as you describe it. Maybe its time to find someone to help stare you right. Wed, 19 Mar 2014 03:58:00 GMT http://www.zillow.com/advice-thread/Appraisal-Issues-what-to-do/532860/ 2014-03-19T03:58:00Z