Author Archive

Andy Jolls,

andyjolls

  1. FTC Video On Foreclosure Scams

    FTC Video On Foreclosure Scams

    Mortgage foreclosure rescue scams are everywhere.  Above is a video from the FTC about these rescue scams.  The video provides real stories like the one where More

  2. Make sure you win at credit limbo…

    Make sure you win at credit limbo…

    One of the keys to having good credit scores is to stay way below your credit limits.  This is especially true around the time you are More

  3. Mailbag:  "I got a mortgage and my credit score fell 30 points"

    Mailbag: "I got a mortgage and my credit score fell 30 points"

    Today’s question comes from someone who was shocked to see that their credit score went down when we got her mortgage.  The issue is that she More

  4. Low Credit Score Folks Who Don't Want to Miss Out

    Low Credit Score Folks Who Don't Want to Miss Out

    “Is it possible to jump from a 520 to a 620 in 3-5 months? I want to buy a house…” This is a question I’m seeing More

  5. Turn Your 30-Year Mortgage into a 25-Year Mortgage

    Turn Your 30-Year Mortgage into a 25-Year Mortgage

    Okay, I know this might sound like an infomercial, but it’s not.   Ramit, NYTimes best-selling author of I Will Teach You To Be Rich and More

  6. Friday Tip – Getting a Person to Speak to in Customer Service

    Friday Tip – Getting a Person to Speak to in Customer Service

    Today’s shout out is for a great service. GetHuman tracks over 1,000 companies’ shortcuts to get a human voice on customer service – and not just More

  7. How Your House is Seen….

    How Your House is Seen….

    Someone sent me these photos in an email and while it’s a funny joke, the reality is you need tools to make all the pictures look More

  8. Credit Score Confusion

    Credit Score Confusion

    Yet another press release announces another credit score. This time FICO, the artist formerly known as Fair Isaac, has announced FICO 08 based scores for Auto More

  9. New FICO for Mortgages – BEACON Mortgage Score

    New FICO for Mortgages – BEACON Mortgage Score

    Well, it had to happen, Fair Isaac, scratch that, FICO [the new name for the company] worked with Equifax to develop a better FICO score for More

  10. How Credit Impacts Your Payment or How to Lose $14K Without Thinking

    How Credit Impacts Your Payment or How to Lose $14K Without Thinking

    In light of Justin’s post, I thought I’d provide an explanation on the cost of your credit standing. Let’s take an example of buying a $300,000 More