Author Archive

Chris Jones,

chrisjones

1. 

   Lock Today or Bet on the Fed?

   As always with this kind of pseudo-crystal-ball post, take what I say here with a healthy dose of counsel from your own mortgage professional.  You do …More

   Costs and Fees By Chris Jones Nov. 2 No Responses
2. 

   Hey, Here's an Idea: Work with the actual homeowner!

   So now, apropos of the foreclosure mess, which we addressed last week, Sheila Bair, the Chairwoman of the Federal Deposit Insurance Corporation (FDIC), comes forward with …More

   Uncategorized By Chris Jones Oct. 28 2 Responses
3. 

   The Other QEII (Hint, It's Not a Ship)

   Along about this time last year, there was a lot of chatter in the news and financial channels about the end of the world.  Well, okay, …More

   8000 tax credit By Chris Jones Oct. 25 2 Responses
4. 

   Foreclosure Moratorium – How Deep Are The Answers?

   The entire capitalist system is built on one thing: capital.  Capital can be anything at all – literally – but all capital depends on one thing: …More

   foreclosure By Chris Jones Oct. 21 2 Responses
5. 

   More Bad News on Loan Modifications

   Loan modifications have been fading in and out of favor since the idea was floated that the federal government could pick up a portion of the …More

   Finance By Chris Jones Oct. 14 5 Responses
6. 

   To Refi or Not – One Simple Test

   There are a lot of reasons to refinance a home, and a lot of reasons (probably the same number) NOT to do so.  Mortgages Unzipped has …More

   Costs and Fees By Chris Jones Sep. 22 No Responses
7. 

   I'm from the Government, and I'm Here to Help

   Ever hear of the Law of Unintended Consequences?  It states that when Congress passes a law to fix one problem, it will create five more.  Government, …More

   Approval/Qualification Process By Chris Jones Aug. 18 No Responses
8. 

   Breaking: FHA Fees, They Are A'Changin'

   The Seattle Times reports that the Senate has passed a bill allowing for some changes in the FHA fee structure, under the fascinating but slightly misleading …More

   Costs and Fees By Chris Jones Aug. 5 1 Response
9. 

   Borrower, Employ Thyself! But First…

   Economic times are tough.  There are layoffs and threatened branch closings, all sorts of unrest in the labor markets.  The “recovery” hasn’t shown up at your …More

   Approval/Qualification Process By Chris Jones Aug. 4 1 Response
10. 

    And Now for Something Slightly Different

    MortgagesUnzipped is a great blog with terrific information on how to get through the minefield of getting a loan.  Every day there is a new crop …More

    Home Equity By Chris Jones Jul. 22 5 Responses