About the Author

Colin Robertson is the founder and writer of The Truth About Mortgage. Follow him on Twitter!

Stories by Colin Robertson

Mortgage decision

What Mortgage is Best for You?

Take a look at some of the most popular loan programs out there to determine which will be the best fit for you.


Oct. 1: Conforming Mortgage Limit Changes from $729,750 to $625,500

If you happen to live in one of the more expensive regions of the country, take note. Come October 1, […]

Look Beyond Mortgage Payment

Look Beyond Your Mortgage Payment

When shopping for a mortgage, it’s important to obtain multiple quotes from various lenders to ensure you get the best […]


Government Mortgages May Get Pricier, Harder to Come By

Government loans, such as those backed by Fannie Mae, Freddie Mac, and the FHA, are slated to get more expensive […]


Are 30% Down Payments on Mortgages In Our Future?

The top mortgage lender in the country has called for borrowers to come up with 30% down if they want […]


Reverse Mortgages Slammed by Consumer Reports

If you’re 62 or older and in the market for a reverse mortgage, take notice. The almighty Consumer Reports sent […]

How to Find a Great Mortgage Rate

There are a number of ways to find the best mortgage rates, but all require a little bit of work […]

What are Mortgage Points?

If you’ve ever shopped around for a mortgage, you’ve undoubtedly heard the phrase “mortgage points” tossed around when looking at […]

Five Types of Refinance Loans

With mortgage rates hovering at or near record lows, there’s been a lot of interest in refinancing lately. Heck, you […]

A Simple Way to Lower Your Mortgage Payment

With home values across the nation slipping and mortgage payments adjusting higher, struggling borrowers are looking for relief. Fortunately, mortgage […]

Credit Report Goes Beyond Credit Score When Mortgage Shopping

When you begin shopping for a mortgage, whether it be a purchase or a refinance, you’ll probably order a credit […]

Mortgage Rates Will Probably Keep Rising, But Don't Fret

Over the past year, mortgage rates have hovered at or near record lows, with the popular 30-year fixed slipping as […]

Credit Scoring and Homeowner's Insurance Rates: What's the Correlation?

Banks and lenders aren’t the only financial institutions out there who rely on that magical three-digit score to determine how […]

Fannie Mae Will Pay Your Closing Costs

In an effort to reduce its glut of foreclosed properties, government mortgage financier Fannie Mae is now offering 3.5% in […]

Important Changes Coming to Goverment Loan Modification Program

If you haven’t already applied for a loan modification via the federal government’s Home Affordable Modification Program (HAMP), but plan […]

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