Author Archive

Colin Robertson is the founder and writer of The Truth About Mortgage. Follow him on Twitter!

  1. Mortgage decision

    What Mortgage is Best for You?

    Take a look at some of the most popular loan programs out there to determine which will be the best fit for you.

    Finance By Oct. 26 48 Responses
  2. News

    Oct. 1: Conforming Mortgage Limit Changes from $729,750 to $625,500

    If you happen to live in one of the more expensive regions of the country, take note. Come October 1, the temporarily elevated conforming loan limit …More

    Finance By Sep. 28 81 Responses
  3. Look Beyond Mortgage Payment

    Look Beyond Your Mortgage Payment

    When shopping for a mortgage, it’s important to obtain multiple quotes from various lenders to ensure you get the best deal, just as you would if …More

    Finance By Sep. 27 14 Responses
  4. money.jpg

    Government Mortgages May Get Pricier, Harder to Come By

    Government loans, such as those backed by Fannie Mae, Freddie Mac, and the FHA, are slated to get more expensive and harder to qualify for, assuming …More

    Finance By Feb. 14 3 Responses
  5. Screen-shot-2011-01-14-at-11.24.42-AM.png

    Are 30% Down Payments on Mortgages In Our Future?

    The top mortgage lender in the country has called for borrowers to come up with 30% down if they want to avoid higher mortgage rates and …More

    Finance By Jan. 20 3 Responses
  6. Reverse Mortgages Slammed by Consumer Reports

    Reverse Mortgages Slammed by Consumer Reports

    If you’re 62 or older and in the market for a reverse mortgage, take notice. The almighty Consumer Reports sent out a stark warning about the …More

    Home Equity By Dec. 11 5 Responses
  7. How to Find a Great Mortgage Rate

    How to Find a Great Mortgage Rate

    There are a number of ways to find the best mortgage rates, but all require a little bit of work on your behalf. The key to …More

    Costs and Fees By Sep. 10 No Responses
  8. What are Mortgage Points?

    What are Mortgage Points?

    If you’ve ever shopped around for a mortgage, you’ve undoubtedly heard the phrase “mortgage points” tossed around when looking at closing costs and fees. It’s a …More

    Approval/Qualification Process By Aug. 30 1 Response
  9. Five Types of Refinance Loans

    Five Types of Refinance Loans

    With mortgage rates hovering at or near record lows, there’s been a lot of interest in refinancing lately. Heck, you may be able to lower your …More

    Mortgage Terms By Aug. 2 1 Response
  10. A Simple Way to Lower Your Mortgage Payment

    A Simple Way to Lower Your Mortgage Payment

    With home values across the nation slipping and mortgage payments adjusting higher, struggling borrowers are looking for relief. Fortunately, mortgage rates are at or near record …More

    Costs and Fees By Jun. 23 No Responses