Author Archive

Colin Robertson is the founder and writer of The Truth About Mortgage. Follow him on Twitter!

  1. insurance.jpg

    Don’t Forget Homeowner’s Insurance

    It’s easy to get caught up in the “how much house can I afford” game when you begin your quest to become a homeowner. But don’t […]

  2. FHA Announces Important Policy Changes

    FHA Announces Important Policy Changes

    A number of important changes were announced today by the FHA to reduce risk and improve its finances: The upfront mortgage insurance premium (MIP) will be […]

  3. Watch Out for Costly Loan Origination Fees on FHA Mortgages

    Watch Out for Costly Loan Origination Fees on FHA Mortgages

    Just a heads up. On January 1, the U.S. Department of Housing and Urban Development (HUD) removed the 1% loan origination fee cap on FHA mortgages. […]

  4. Soon You'll Know if Your Credit Score Bumped Up Your Mortgage Rate

    Soon You'll Know if Your Credit Score Bumped Up Your Mortgage Rate

    Attention consumers: In about a year, you’ll know if your credit score impacted your mortgage rate. I spoke about the importance of credit scoring with regard […]

  5. Check Your Credit Long Before Applying for a Mortgage

    Check Your Credit Long Before Applying for a Mortgage

    I previously wrote about advertised mortgage rates differing from what you might receive at the closing table, and now I’d like to focus on credit scoring […]

  6. What is Your Mortgage Handicap?

    What is Your Mortgage Handicap?

    By now, you’ve probably heard about the record low mortgage rates. Yep, rates are at their lowest levels since 1971. But that doesn’t mean you can […]

  7. Get to Know Your LTV

    Get to Know Your LTV

    When shopping for a mortgage, it’s important to take note of your LTV, or loan-to-value. If you haven’t heard this term before, it simply refers to […]