Author Archive

Joanne Gaskin,

joannegaskin

  1. New Help to Avoid "Free" Credit Reports that Cost Money

    New Help to Avoid "Free" Credit Reports that Cost Money

    Soon it will be a lot easier to tell the difference between web sites that claim to give you free credit reports and the government site More

  2. Treasury Announces Less HAMP Paperwork

    Treasury Announces Less HAMP Paperwork

    A year ago, the government launched mortgage relief under the Home Affordable Modification Program (HAMP). Unfortunately many homeowners in need of help found the paperwork requirements More

  3. Don't wait to get help with your mortgage!

    Don't wait to get help with your mortgage!

    If you’re having trouble making monthly mortgage payments, you may be eligible for a permanent loan modification under the federal Making Home Affordable Modification Program (HAMP). More

  4. Turned Down for a Loan Mod? Here's Hope and Help

    Turned Down for a Loan Mod? Here's Hope and Help

    It’s no secret people are having trouble getting loan modifications through HAMP, the government’s Home Affordable Modification Program. Treasury Secretary Geithner has admitted the effort isn’t More

  5. Find Out If You're Eligible for Mortgage Relief

    Find Out If You're Eligible for Mortgage Relief

    The government’s Making Home Affordable program is designed to help homeowners and their lender work out a mortgage modification that results in lower monthly loan payments.  More

  6. New Help for Buying Fannie Mae's Foreclosures

    New Help for Buying Fannie Mae's Foreclosures

    It’s a great time to be a homebuyer. Interest rates are historically low, the tax credit for buyers has been extended into next year, and now More

  7. One more way to stay in your home

    One more way to stay in your home

    Homeowners facing foreclosure now have a new option–federal housing agency Fannie Mae is offering a Deed for Lease™ Program. It lets homeowners stay in their homes More

  8. Beware of Loan Rescue Scammers

    Beware of Loan Rescue Scammers

    It’s easy to get pulled in by skillful pitches from people in the “loan rescue” business. They promise quick and easy solutions to borrowers who are More

  9. How to Boost Your Credit Score – Part 2

    How to Boost Your Credit Score – Part 2

    If you’re applying for a new mortgage, refinancing an existing mortgage or applying for a loan modification, your FICO® credit score plays a key role in More

  10. How to boost your credit score – Part 1

    How to boost your credit score – Part 1

    Do you want the best terms on a new mortgage? Do you need to refinance an existing mortgage – or apply for a loan modification? In More