Costs and Fees

Conventional loan adjustments for April 2011 making conventional rates more expensive.

Failure to communicate is one of the greatest reasons for complaints in any transaction.  Truly it makes no difference what type of transaction is conducted if …More

My previous blog suggested that the Homepath Renovation loan can be a better option than a 203K streamline.  Which I still believe but wanted to go …More

As always with this kind of pseudo-crystal-ball post, take what I say here with a healthy dose of counsel from your own mortgage professional.  You do …More

Choosing a title company for your mortgage transaction…

When shopping for interest rates, you need to understand the basics.

There are a lot of reasons to refinance a home, and a lot of reasons (probably the same number) NOT to do so.  Mortgages Unzipped has …More

Shopping for mortgages or shopping for interest rates might seem easy, but it can be very difficult and confusing if you aren’t dealing with a very good loan officer that will educate you along the way.

Since the bursting of the housing bubble, we’ve seen the mortgage industry flood to government-backed mortgages as a source for home lending, and it makes sense. Government …More