Credit Scores/Bad Credit

FHA loans set to require minimum 640 middle score

FHA loans set to require minimum 640 middle score

Image via Wikipedia The numbers have been considered and tossed around for some time and now most lenders and banks are making the official move to More

I Have No Credit Score – Can I Buy a Home?

I Have No Credit Score – Can I Buy a Home?

Absolutely! I have in the past written about how to increase your credit score by purchasing a credit action report and making some minor changes that More

I'm from the Government, and I'm Here to Help

I'm from the Government, and I'm Here to Help

Ever hear of the Law of Unintended Consequences?  It states that when Congress passes a law to fix one problem, it will create five more.  Government, More

Credit Action Transforms Credit Scores with Precision

Credit Action Transforms Credit Scores with Precision

Most home buyers today are not aware of a report that is available to them through their lender that will allow them to see a significant More

Do Not Sabotage Your Mortgage

Do Not Sabotage Your Mortgage

On Tuesday 6/1/2010 Fannie Mae put into affect “Fannie Mae’s Loan Quality Initiative”. These new guidelines that all lenders must meet on Fannie Mae loans will More

When will the Housing Market Recover? The Answer may lie in Mortgages

When will the Housing Market Recover? The Answer may lie in Mortgages

There are multiple resources that experts use to determine the health of the housing market.  They use price indexes, new home sales, existing home sales and More

How to lower your credit scores

How to lower your credit scores

Image by The Ken Cook via Flickr Instead of going through the strenuous process of raising your credit score we should cut to the chase and More

Credit Report Goes Beyond Credit Score When Mortgage Shopping

Credit Report Goes Beyond Credit Score When Mortgage Shopping

When you begin shopping for a mortgage, whether it be a purchase or a refinance, you’ll probably order a credit report to see where you stand. More

5 Home Buying Blunders to Avoid

5 Home Buying Blunders to Avoid

Don’t let these common home buyer blunders derail your home loan approval!