Am I SAFER today as a result of the SAFE Act of 2008?
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (called the SAFE Mortgage Licensing Act of 2008) is being made the rule of the …More
Mortgage Broker
Back to the Fundamentals: How much money do I need to put down?
If there is one component that predicts more than any other whether a home owner will continue making payments when times get tough, it’s this one. …More
How to Find a Great Mortgage Rate
There are a number of ways to find the best mortgage rates, but all require a little bit of work on your behalf. The key to …More
Welcome Our Newest Contributor, Eleanor Thorne
Please join me in welcoming Eleanor Thorne of North Carolina to our roster of awesome writers. Eleanor is a veteran mortgage expert with over 25 years …More
Who Pays VA Non-Allowable Closing Costs?
VA mortgages are a great way for those who served in the United States Armed Forces to purchase a home. Many Southern California sellers have rejected …More
Plain Vanilla Protection vs. Consumer Education
President Barack Obama recently proposed that all lenders offer “plain vanilla” mortgages so consumers could understand the loan terms and the risks associated with the mortgages. …More
The Mortgage Broker Trade Off
These days, shopping for a loan involves more than your average rate comparison. The lowest interest rate doesn’t necessarily yield the best mortgage to fit your …More
But My Rate Was Locked, Wasn't It?
This morning we got a question over on the “Ask Zillow” side that reminded me again that the jargon in the lender world is imperfectly understood …More
How The New Government Regulations Impact Your Closing Dates
On July 30, 2009 the new Housing and Economic Recovery Act (HERA) regulations will go into effect. They require all mortgage lenders and brokers to help …More
