Island Homes for Less Than $500,000

If you can’t afford an island, you can get a pretty nice piece of one in remote locations across the nation.

For those daydreaming about buying a home on an island, these getaways surround you with water — all for less than half a million dollars.

Key West

1020 Grinnell St, Key West, FL
For sale: $450,000

1020 Grinnell St. Key West Fl

This bright, Key West cottage offering beach living by the Atlantic. This home is just 738 square feet, tucked behind a picket fence. It has a front porch and a dipping pool, plus high ceilings and two lofts. The quaint cottage was built in 1938.

San Juan Islands

221 Snowberry Ln, Eastsound, WA
For sale: $450,000

221 Snowberry Lane Orcas

This island home on Orcas Island has garden space and pasture area for horses — plus views of the British Columbia mountains. The house is near Eastsound Village, the island’s main town, and has an easy-living design: open kitchen, master bedroom suite and a two-car garage and shop.

Northern Minnesota

2261 Panasse Is, Angle Inlet, MN
For sale: $449,900

2261 Panasse Is Inlet

This cottage on Magnuson’s Island in Northern Minnesota was built in 1928 with rock collected from nine countries. The home is completely renovated with a sunny deck and railroad system down to the rocky beach.

The remote spot is private, but not primitive. The current owners put $100,000 into improvements.

Washington

16231 91st Ave SW, Vashon, WA
For sale: $435,000

16231 91st Ave. SW Vashon

This 1914 farmhouse sits on two acres with a pond, and it’s just a short ferry ride from Seattle. Idyllic Vashon Island is both a suburb and small community.

As the listing notes that the home needs a little work “to make it even more exceptional,” but there’s plenty of potential, with a big brick fireplace and original clawfoot tub.

Georgia

424 Colley Ln, St Simons Island, GA
For sale: $425,000

Georgia
This beach cottage on the largest island in Georgia’s Golden Isles greets you with cheerful blue shutters and a green door. Inside, it has a granite walk-in pantry, a formal entryway and a family room with a vaulted ceiling.

In the back, relax on a screened-in porch or swim in the pool.

Alaska

809 Mallard Way, Kodiak, AK
For sale: $399,500

kodiak ak

Here’s a large log home in a coveted school district on Alaska’s Kodiak Island. The home has dropped in price since it was first listed this spring, and the current owners have recently stained it and made repairs.

The 3-bedroom, 2-bath home has a big wood stove for cold Alaska winters and water views from upstairs.

Maui

1077 W Kuiaha Rd, Haiku HI
For sale: $369,000

haiku

Hawaii is the most obvious island getaway, and this tiny 1920s plantation home on Maui is the perfect tropical hideaway. The quirky space is just 500 square feet, with a covered breezeway to a bathhouse with a walk-in shower.

Also on the large lot: more outbuildings for artist studios or expansion.

Wisconsin

1920 Green Tree Rd, Washington Island, WI
For sale: $359,000

1920 Green Tree Rd. Washington Is WI

This modern home is set on nearly nine acres on Washington Island, on the edge of Green Bay. The home has cathedral ceilings and large geometric windows, with views from every room. The open floor plan makes it inviting, but it’s also private, situated on 9 acres. The home also features built-in shelves and hickory floors.

Maine

38 King Row, Deer Isle, ME
For sale: $269,000

38 King Row Deer Isle ME

This old-fashioned Victorian on Deer Island off the coast of Maine was built in 1900. It needs updates, but has a new furnace. It sits on a 1.6-acre lot with views of fields and woods.

Virgin Islands

304D Colony Cv, Christiansted, VI
For sale: $192,000

virgin island

This U.S. Virgin Islands condo comes with third-floor views of the Caribbean Sea. Now that’s island living!

The 1,200-square-foot unit is part of a gated, security-patrolled building with a freshwater pool, tennis and cabana. The unit comes furnished, and it’s close to town. Need more paradise? In the right season, fresh tropical fruit is grown on site.

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Emily Heffter, a reporter and writer for Zillow Blog, covers celebrity real estate, unusual properties, and other real estate topics. Read more of her work here.