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	<title>Comments for Mortgages Unzipped</title>
	<atom:link href="http://www.zillow.com/blog/mortgage/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.zillow.com/blog/mortgage</link>
	<description>Making sense of mortgages, one blog post at a time</description>
	<pubDate>Wed, 04 Nov 2009 05:42:24 +0000</pubDate>
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		<title>Comment on Private Mortgage Insurance (PMI) Explained by Pete</title>
		<link>http://www.zillow.com/blog/mortgage/2009/10/29/private-mortgage-insurance-pmi-explained/#comment-30850</link>
		<dc:creator>Pete</dc:creator>
		<pubDate>Tue, 03 Nov 2009 20:13:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/?p=2447#comment-30850</guid>
		<description>I have bought 2 houses and have not had 20% down either time. 

Thank god morons like debtfree don't run the world.</description>
		<content:encoded><![CDATA[<p>I have bought 2 houses and have not had 20% down either time. </p>
<p>Thank god morons like debtfree don&#8217;t run the world.</p>
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		<title>Comment on Private Mortgage Insurance (PMI) Explained by DebtFree</title>
		<link>http://www.zillow.com/blog/mortgage/2009/10/29/private-mortgage-insurance-pmi-explained/#comment-30846</link>
		<dc:creator>DebtFree</dc:creator>
		<pubDate>Tue, 03 Nov 2009 18:30:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/?p=2447#comment-30846</guid>
		<description>Someone who doesn't have a 20% downpayment, shouldn't be buying a house.  Simple as that.

In addition to that 20%, they'll also need money for maintenance, unforeseen repairs, unexpectedly hot/cold weather (high utility bills), and funding of retirement planning/accounts.</description>
		<content:encoded><![CDATA[<p>Someone who doesn&#8217;t have a 20% downpayment, shouldn&#8217;t be buying a house.  Simple as that.</p>
<p>In addition to that 20%, they&#8217;ll also need money for maintenance, unforeseen repairs, unexpectedly hot/cold weather (high utility bills), and funding of retirement planning/accounts.</p>
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		<title>Comment on President Obama Signs &#8216;Helping Families Save Their Homes&#8217; Act by Helping Families Save Their Hixson Homes &#171; Travis Close</title>
		<link>http://www.zillow.com/blog/mortgage/2009/05/21/president-obama-signs-helping-families-save-their-homes-act/#comment-30844</link>
		<dc:creator>Helping Families Save Their Hixson Homes &#171; Travis Close</dc:creator>
		<pubDate>Tue, 03 Nov 2009 17:00:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/?p=1140#comment-30844</guid>
		<description>[...] http://www.zillow.com/blog/mortgage/2009/05/21/president-obama-signs-helping-families-save-their-hom... [...]</description>
		<content:encoded><![CDATA[<p>[...] <a href="http://www.zillow.com/blog/mortgage/2009/05/21/president-obama-signs-helping-families-save-their-hom.." rel="nofollow">http://www.zillow.com/blog/mortgage/2009/05/21/president-obama-signs-helping-families-save-their-hom..</a>. [...]</p>
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		<title>Comment on Is It Harder to Get a Mortgage?   Perception is Reality&#8230;. by Bad Credit Auto Loan &#124; Debt Free Credit</title>
		<link>http://www.zillow.com/blog/mortgage/2009/10/29/is-it-harder-to-get-a-mortgage-perception-is-reality/#comment-30839</link>
		<dc:creator>Bad Credit Auto Loan &#124; Debt Free Credit</dc:creator>
		<pubDate>Tue, 03 Nov 2009 16:14:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/2009/10/29/is-it-harder-to-get-a-mortgage-perception-is-reality/#comment-30839</guid>
		<description>[...] Is It Harder to Get a Mortgage? Perception is Reality&#8230;. (zillow.com) [...]</description>
		<content:encoded><![CDATA[<p>[...] Is It Harder to Get a Mortgage? Perception is Reality&#8230;. (zillow.com) [...]</p>
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		<title>Comment on How to Boost Your Credit Score – Part 2 by Low Interest Consolidation Loans &#124; Debt Free Credit</title>
		<link>http://www.zillow.com/blog/mortgage/2009/11/02/how-to-boost-your-credit-score-%e2%80%93-part-2/#comment-30838</link>
		<dc:creator>Low Interest Consolidation Loans &#124; Debt Free Credit</dc:creator>
		<pubDate>Tue, 03 Nov 2009 16:13:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/?p=2473#comment-30838</guid>
		<description>[...] How to boost your credit score &#8211; Part 2 (zillow.com) [...]</description>
		<content:encoded><![CDATA[<p>[...] How to boost your credit score &#8211; Part 2 (zillow.com) [...]</p>
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		<title>Comment on Fannie, Freddie and FHA Loan Limits Will Be Extended Through 2010 by Andrew Hahn</title>
		<link>http://www.zillow.com/blog/mortgage/2009/10/30/fannie-freddie-and-fha-loan-limits-will-be-extended-through-2010/#comment-30781</link>
		<dc:creator>Andrew Hahn</dc:creator>
		<pubDate>Mon, 02 Nov 2009 23:45:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/?p=2463#comment-30781</guid>
		<description>For those of you with the higher loan limits they have been extended which is good, BUT Fannie Mae and is coming out with their new version of underwriting software December 12th that contain more strict underwriting guidelines and reduced Loan To Values, making it more difficult for people to qualify.
Andrew Hahn &lt;a href="http://www.denvermortgagelending.com" rel="nofollow"&gt;Colorado refinance&lt;/A&gt;</description>
		<content:encoded><![CDATA[<p>For those of you with the higher loan limits they have been extended which is good, BUT Fannie Mae and is coming out with their new version of underwriting software December 12th that contain more strict underwriting guidelines and reduced Loan To Values, making it more difficult for people to qualify.<br />
Andrew Hahn <a href="http://www.denvermortgagelending.com" rel="nofollow">Colorado refinance</a></p>
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		<title>Comment on How to Boost Your Credit Score – Part 2 by Andrew Hahn</title>
		<link>http://www.zillow.com/blog/mortgage/2009/11/02/how-to-boost-your-credit-score-%e2%80%93-part-2/#comment-30774</link>
		<dc:creator>Andrew Hahn</dc:creator>
		<pubDate>Mon, 02 Nov 2009 23:24:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/?p=2473#comment-30774</guid>
		<description>I like your advice and help you offer to people. Could you please share your thought about credit repair companies please. I feel most if not all charge you for advice that most people can obtain for free with effort.
Andrew &lt;a href="http://www.denvermortgagelending.com" rel="nofollow"&gt;Colorado refinance, Andrew Hahn&lt;/A&gt;</description>
		<content:encoded><![CDATA[<p>I like your advice and help you offer to people. Could you please share your thought about credit repair companies please. I feel most if not all charge you for advice that most people can obtain for free with effort.<br />
Andrew <a href="http://www.denvermortgagelending.com" rel="nofollow">Colorado refinance, Andrew Hahn</a></p>
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		<title>Comment on More Homeowners are Late on Their Mortgages by Ed</title>
		<link>http://www.zillow.com/blog/mortgage/2009/09/21/more-homeowners-are-late-on-their-mortgages/#comment-30762</link>
		<dc:creator>Ed</dc:creator>
		<pubDate>Mon, 02 Nov 2009 13:21:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/?p=2155#comment-30762</guid>
		<description>Let prices fall to where they are affordable. Affordable houses is a big part of the answer to our economic woes, not keeping prices high with government incentives/NAR lobbying. All aspects of a real estate transaction should also be transparent - especially the bidding process.</description>
		<content:encoded><![CDATA[<p>Let prices fall to where they are affordable. Affordable houses is a big part of the answer to our economic woes, not keeping prices high with government incentives/NAR lobbying. All aspects of a real estate transaction should also be transparent - especially the bidding process.</p>
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		<title>Comment on Fannie, Freddie and FHA Loan Limits Will Be Extended Through 2010 by Homebuyer Tax Credit and Loan Limits Extended into 2010 &#124; DFW Real Estate &#38; Homes</title>
		<link>http://www.zillow.com/blog/mortgage/2009/10/30/fannie-freddie-and-fha-loan-limits-will-be-extended-through-2010/#comment-30716</link>
		<dc:creator>Homebuyer Tax Credit and Loan Limits Extended into 2010 &#124; DFW Real Estate &#38; Homes</dc:creator>
		<pubDate>Sun, 01 Nov 2009 15:48:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/?p=2463#comment-30716</guid>
		<description>[...] Fannie, Freddie and FHA Loan Limits Will Be Extended Through 2010 (zillow.com) [...]</description>
		<content:encoded><![CDATA[<p>[...] Fannie, Freddie and FHA Loan Limits Will Be Extended Through 2010 (zillow.com) [...]</p>
]]></content:encoded>
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		<title>Comment on Can a Mortgage Originator Offer a Fiduciary Relationship? by This One Is Dedicated To All You Loan Officers Out There</title>
		<link>http://www.zillow.com/blog/mortgage/2009/05/09/can-a-mortgage-originator-offer-a-fiduciary-relationship/#comment-30676</link>
		<dc:creator>This One Is Dedicated To All You Loan Officers Out There</dc:creator>
		<pubDate>Fri, 30 Oct 2009 21:04:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.zillow.com/blog/mortgage/?p=1040#comment-30676</guid>
		<description>[...] And then my friend Brian Brady did it. He brought up the words fiduciary relationship. [...]</description>
		<content:encoded><![CDATA[<p>[...] And then my friend Brian Brady did it. He brought up the words fiduciary relationship. [...]</p>
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