Andrew Adams
Andrew has over 16 years residential lending experience including processing, underwriting, sales, management and performance consulting. Currently Andrew is working for a Salem Five a small local bank that has been in business since 1855. Andrew lives in Winchester, MA, is married and has a 2 year old daughter. The thing I enjoy most is spending time with my daughter.

RJ Baxter
RJ is based in Evergreen Colorado with First Mortgage Corp.. Prior to his nine years of experience in the mortgage industry, RJ spent time as a junior high English teacher, a year of which was spent at an embassy in Central America teaching the children of staff members in Honduras. RJ attributes some of the analytical skills he was able to acquire as an educator as a method for approaching the manner in which he works with his clients.

Justin Bartlett
Justin currently serves as President of Operations for Modification Zoom and has worked extensively both in the residential and commercial real property lending arenas. Justin is a loss mitigation expert that writes extensively on the foreclosure and credit Crisis, pending and current government programs and initiatives, mortgage news, loan modification requirements and more.

Jeff Belonger
Jeff is a seasoned mortgage banking professional with over 18 years of experience in the industry both as a loan officer and a manager working for Infinity Home Mortgage in Cherry Hill, NJ. Combining the winning blend of an outgoing personality with a creative mind, Jeff is committed to helping you make the right decision on which type of mortgage plan best meets your financing needs, so that your dream for buying or refinancing your home can be realized. Jeff also hosts a blog on active rain and has recently launched a mortgage resource blog entitled Mortgage Myth Busters.

Chris Birk
Chris has written about real estate and business for newspapers and magazines for the better part of a decade. He now specializes in writing about government loan programs and educating military homebuyers for VA Mortgage Center.com. Chris also teaches journalism and media writing at a private Midwestern university.

Brian Brady
Brian is a 14-year veteran of the mortgage industry and currently works as a loan originator at World Wide Credit Corporation in San Diego, California. Brian writes his own blog, America’s #1 Mortgage Broker, and he also frequently contributes to Bloodhound Blog. Brian lives in Del Mar, CA and enjoys coastal living with his wife and daughter.

Josh Burley
Joe is the VP/Chief Strategy Officer at Brightgreen Home Loans in Charlotte, NC. He has 18 years of experience in the mortgage banking business and is a regular speaker at mortgage technology conferences. Joe is on the advisory board of Credex and Triple Point Water and serves as a mortgage consultant to Zillow. Joe loves live music, great wine and a beautiful family.

Michael Byrne
Michael has been in the mortgage and lending industry since 1990, and currently is a loan counselor for First Interstate Financial Corp. He has been writing online since late 2006 to provide information for consumers regarding mortgage financing options. Michael contributes to his own blog FHA and Investor Specialist as well as to several other real estate websites. In his spare time, he enjoys playing Baseball, Rugby, natural history, reading and travel. Michael lives in Flemington, NJ.

Rob Cochems
Rob Cochems is a 10-year veteran of the mortgage industry and is part owner of C&M Mortgage Lending. He specializes in portfolio lending, offering niche products that the current GSE’s are unable to offer. Previously, Rob was the operations manager for Bann-Cor Mortgage, handling sales and a $20 million credit line. He is new to blogging, but is looking forward to the opportunity. Rob lives in south Orange County, and enjoys all the aspects that Orange County has to offer, from lobster diving to snowboarding. He also enjoys cooking and wine.

Ken Cook
Ken is a loan officer with America Home Key in the Atlanta Ga. area. He is an FHA specialist with 12 years of experience. Ken has a wide footprint in social media and the web as it relates to the mortgage industry. He also hosts two popular real estate related technology shows on web radio.

Joe Dahleen
Joe is the VP/Chief Strategy Officer at Brightgreen Home Loans in Charlotte, NC. He has 18 years of experience in the mortgage banking business and is a regular speaker at mortgage technology conferences. Joe is on the advisory board of Credex and Triple Point Water and serves as a mortgage consultant to Zillow. Joe loves live music, great wine and a beautiful family.

Naoma Doriguzzi
Naoma has been originating mortgages since 2003. She has recently started a team of mortgage professionals with New American Mortgage located in Virginia Beach, VA. She has been blogging for several years in order to educate and network with consumers online. Naoma also blogs for My FHA Mortgage Blog, Virginia Mortgage Information and other local real estate sites. Naoma and her husband work together on mortgages and are dedicated to their mortgage business full time. When she isn’t working she is busy with her family of 2 little boys and enjoying living at the beach!

Joanne Gaskin
Joanne is the Director, Global Scoring Solutions of FICO, responsible for the strategic direction of product and alliance partnerships within the mortgage lending vertical. Prior to joining FICO, Joanne was a Senior Segment Manager for Wolters Kluwer Financial Services where she was responsible for the development of compliance solutions for the mortgage market segment. Joanne has spent more than 20 years working with financial institutions on many of the most important topics impacting the mortgage industry today, including regulatory compliance, credit risk management, data security, emerging markets and e-mortgages. Joanne has a number of interests outside of work but is especially passionate about cheering her son and his championship soccer team to victory.

Andy Jolls
Andy is the founder and chief education officer of VideoCreditScore.com, a website offering free video-based credit score lessons and product reviews to consumers and real estate professionals. Previously, Andy was the general manager and vice president for myFICO.com, the consumer division of FICO (formerly Fair Isaac Corp). Andy lives in San Francisco with his wife Molly and their son Evan. He loves traveling around the world, cooking, playing sports and is getting addicted to Twitter at @vidcredit.

Chris Jones
Chris came to the mortgage world in 2002 after a long career in politics and stockbrokering. In addition to his work as a branch manager at City 1st Mortgage Services, he publishes The Chris Jones Group mortgage blog, and he writes a column for the Daily Herald newspaper. He’s a fanatic about community, especially local business, an evangelist for social media (you can find him on LinkedIn and on Twitter), and he loves a good book. Chris grew up in Virginia and has lived in Seattle and Budapest, but Lehi, Utah, is his home now. He and his wife Jeanette live there with their 8 children (not a typo), two cats, and umteen chickens.

Justin McHood
Justin has spent roughly the last 10 years in the mortgage industry, and currently works for Assurity Financial Services. He created the Arizona Mortgage Team blog, and he also contributes to Phoenix Foreclosures and Real Phoenix Living.

Keane Ng
Keane has been active in the mortgage industry for more than six years and is currently a senior mortgage consultant with Cobalt Mortgage in Kirkland, WA. Keane conducts regular mortgage market classes for real estate agents, is active with the Upfront Mortgage Brokers Association and the Washington Association of Mortgage Professionals, and maintains a personal blog. He is a proud father and husband, and enjoys living, working, and recreating in the beautiful Pacific Northwest.

Ken Perlmutter
Ken founded Chicago-based PERL Mortgage in 1994, and over the past 15 years, has led PERL to become an industry leader. A regular contributor to national media outlets, Ken believes that honest, ethical treatment of his clients and employees — and continually evolving in an ever-changing industry — will reap the greatest returns. In his spare time, Ken enjoys golf and traveling with his family.

Lewis Poretz Lewis is a 20 year veteran of the mortgage industry based in Annapolis, MD where he lives with his wife and 3 sons. He has held a number of positions that give him a depth of knowledge. His goal is to improve and demistify the communication process with consumers.

Colin Robertson
Colin began his career in the mortgage industry as a loan originator for a wholesale mortgage lender and has since created a number of blogs based on his experience. His first blog, The Truth About Mortgage, focuses on the consumer home loan process and provides industry-specific news, while The Truth About Credit Cards provides tips and tricks to ensure homeowners have pristine credit when applying for that all-important mortgage. In his spare time, he enjoys music production, cooking, travel, cycling, and photography.

Kevin Sandridge
Kevin is a Florida mortgage broker with Signature Home Funding. A big believer in providing customers with knowledge and information required to make wise financial decisions, Kevin provides easy to digest, useful, and informative mortgage information on his Florida Mortgage Blogger blog. Outside of work, Kevin enjoys listening to delta blues and Chicago-electric blues music, cooking up good smoked BBQ ribs and pulled pork, and relaxing with his family – including his two rescued dogs, Buddy and Charlie.

Scott Schang
Scott takes pride in the fact that he has been an entrepreneur his entire working life. His most recent entrepreneurial chapter has been in the real estate industry and spans a little over 10 years.

His unique perspective into real estate has been developed from a diverse industry experience that spans positions as a loan processor, loan officer, office manager, owner of a mortgage brokerage, real estate agent and real estate broker. Scott tells us that his most recent position as a full time home ownership educator with Broadview Mortgage’s Katella Branch in Orange California, is his most rewarding position thus far.

Michael Taylor
A veteran of the mortgage and real estate industries, Mike has spent 11 years as a wholesale mortgage consultant and 25 years in real estate. He started and provides content for Mike’s Mortgage Report, a consumer-facing mortgage blog. Mike lives with his wife and six children in San Diego, CA. He enjoys rough water swimming, rowing, and spending time with his family.

Tom Vanderwell
Tom is a loan professional with more than 20 years of industry experience including tenure as a real estate agent and mortgage officer. He currently works for Fifth Third Bank in Grand Rapids, MI. He operates his own blog, Straight Talk About Mortgages and Real Estate, and he’s a contributor to Bloodhound Blog. He has 5 kids, is on the board of God’s Littlest Angels Orphanage, and enjoys golf, reading, coaching his son’s soccer team, swimming and camping.

Evan Vanderwey
Evan has been doing mortgage planning for home owners and home buyers for almost 20 years. He participated in the funding of nearly $1 billion in mortgages and has ranked in the top 200 loan officers nationally twice. Evan is also currently closely associated with Churchill Mortgage in TN. Churchill recently named Cornerstone Home Loans their preferred provider in Michigan for local callers to the Dave Ramsey Radio Show. Evan is a registered investment adviser and has completed his series 65 test and course work. He coaches 100s of clients and small businesses in over five states to achieve maximum investment returns. He speaks and writes regularly on the topics of investing mortgages, personal finances and real estate. He is also a past president of the local Financial Planning Association. Evan and his wife Jenny live in Mid-Michigan with their seven children and enjoy camping, soccer games for the kids and various church events throughout each week.

Eleanor Thorne
Eleanor is a 25 year veteran of the mortgage industry that refers to herself as an “economic news junkie”. Her experience is varied and includes ownership positions with 2 mortgage companies, an insurance company and a Title Company. She currently works at First Financial Services Inc. and pens a blog at NC FHA Expert.

Martin Wareing
Martin has over 20 years of residential lending experience in Central Florida. He is the President of American Mortgage Advisors and runs 720 Mortgage. Martin lives in Maitland, FL, is married with 2 children, and enjoys coaching his son’s Little League baseball team.

Tommy Xintaris
Tommy is a Texas mortgage lender with over 9 years of finance experience, and is currently a top producing Mortgage Consultant at Envoy Mortgage. While he is known as the “guideline guru” to many, he also specializes in real estate investing and mortgage bond analysis. Since Tommy has joined the blog craze, he is on Twitter consistently updating consumers and other loan officers on what’s happening in the marketplace. He lives in Houston, TX and when he’s not working, he’s usually planning fun weekend getaways.

Interested in joining this dynamic team of contributors? We would love to hear from you!