Andrew Adams
Andrew has over 16 years residential lending experience including processing, underwriting, sales, management and performance consulting. Currently Andrew is working for a Salem Five a small local bank that has been in business since 1855. Andrew lives in Winchester, MA, is married and has a 2 year old daughter. The thing I enjoy most is spending time with my daughter.
Brian Brady
Brian is a 14-year veteran of the mortgage industry and currently works as a loan originator at World Wide Credit Corporation in San Diego, California. Brian writes his own blog, America’s #1 Mortgage Broker, and he also frequently contributes to Bloodhound Blog. Brian lives in Del Mar, CA and enjoys coastal living with his wife and daughter.
Michael Byrne
Michael has been in the mortgage and lending industry since 1990, and currently is a loan counselor for First Interstate Financial Corp. He has been writing online since late 2006 to provide information for consumers regarding mortgage financing options. Michael contributes to his own blog FHA and Investor Specialist as well as to several other real estate websites. In his spare time, he enjoys playing Baseball, Rugby, natural history, reading and travel. Michael lives in Flemington, NJ.
Rob Cochems
Rob Cochems is a 10-year veteran of the mortgage industry and is part owner of C&M Mortgage Lending. He specializes in portfolio lending, offering niche products that the current GSE’s are unable to offer. Previously, Rob was the operations manager for Bann-Cor Mortgage, handling sales and a $20 million credit line. He is new to blogging, but is looking forward to the opportunity. Rob lives in south Orange County, and enjoys all the aspects that Orange County has to offer, from lobster diving to snowboarding. He also enjoys cooking and wine.
Joe Dahleen
Joe is the VP/Chief Strategy Officer at Brightgreen Home Loans in Charlotte, NC. He has 18 years of experience in the mortgage banking business and is a regular speaker at mortgage technology conferences. Joe is on the advisory board of Credex and Triple Point Water and serves as a mortgage consultant to Zillow. Joe loves live music, great wine and a beautiful family.
Naoma Doriguzzi
Naoma has been originating mortgages since 2003. She has recently started a team of mortgage professionals with New American Mortgage located in Virginia Beach, VA. She has been blogging for several years in order to educate and network with consumers online. Naoma also blogs for My FHA Mortgage Blog, Virginia Mortgage Information and other local real estate sites. Naoma and her husband work together on mortgages and are dedicated to their mortgage business full time. When she isn’t working she is busy with her family of 2 little boys and enjoying living at the beach!
Joanne Gaskin
Joanne is the Director, Global Scoring Solutions of FICO, responsible for the strategic direction of product and alliance partnerships within the mortgage lending vertical. Prior to joining FICO, Joanne was a Senior Segment Manager for Wolters Kluwer Financial Services where she was responsible for the development of compliance solutions for the mortgage market segment. Joanne has spent more than 20 years working with financial institutions on many of the most important topics impacting the mortgage industry today, including regulatory compliance, credit risk management, data security, emerging markets and e-mortgages. Joanne has a number of interests outside of work but is especially passionate about cheering her son and his championship soccer team to victory.
Andy Jolls
Andy is the founder and chief education officer of VideoCreditScore.com, a website offering free video-based credit score lessons and product reviews to consumers and real estate professionals. Previously, Andy was the general manager and vice president for myFICO.com, the consumer division of FICO (formerly Fair Isaac Corp). Andy lives in San Francisco with his wife Molly and their son Evan. He loves traveling around the world, cooking, playing sports and is getting addicted to Twitter at @vidcredit.
Chris Jones
Chris came to the mortgage world in 2002 after a long career in politics and stockbrokering. In addition to his work as a branch manager at City 1st Mortgage Services, he publishes The Chris Jones Group mortgage blog, and he writes a column for the Daily Herald newspaper. He’s a fanatic about community, especially local business, an evangelist for social media (you can find him on LinkedIn and on Twitter), and he loves a good book. Chris grew up in Virginia and has lived in Seattle and Budapest, but Lehi, Utah, is his home now. He and his wife Jeanette live there with their 8 children (not a typo), two cats, and umteen chickens.
Justin McHood
Justin has spent roughly the last 10 years in the mortgage industry, and currently works for Assurity Financial Services. He created the Arizona Mortgage Team blog, and he also contributes to Phoenix Foreclosures and Real Phoenix Living.
Julie Messina
Julie started her career in real estate finance in 1979 at a community bank in Rochester, New York. After moving to Arizona in 1984, Julie held various management positions at banks and mortgage banking companies. In 2008, Julie achieved the Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association of America and serves on their Secondary and Capital Markets Committee. Julie is currently originating loans for Scottsdale-based CNN Mortgage, using her background in mortgage trading to provide competitive products and pricing for her clients. An advocate of consumer awareness, Julie is a regular blog contributor for the Examiner and Active Rain.
Jennifer Monastero
Jennifer has spent the last 6 years working in the real estate and mortgage industries, most recently as a loan advisor at First Choice Bank. She writes frequently on her blog, Don’t Read This Garbage, and is always up for an active debate on the Zillow Discussion Boards. Outside of work, Jennifer enjoys the political scene, traveling, good food, good books, and her two cats, Slick and Clementine. She is a native of Bridgewater, Connecticut.
Mike Mueller
Mike has more than 14 years of experience in the mortgage industry. He writes a daily blog, Mike’s Minute and has been featured as a mortgage expert in a number of both print and broadcast outlets. Mike currently lives in Concord, CA with his family, and enjoys motorcycling, sport touring, hockey, fine wines, racing and Porsches.
Keane Ng
Keane has been active in the mortgage industry for more than six years and is currently a senior mortgage consultant with Cobalt Mortgage in Kirkland, WA. Keane conducts regular mortgage market classes for real estate agents, is active with the Upfront Mortgage Brokers Association and the Washington Association of Mortgage Professionals, and maintains a personal blog. He is a proud father and husband, and enjoys living, working, and recreating in the beautiful Pacific Northwest.
Ken Perlmutter
Ken founded Chicago-based PERL Mortgage in 1994, and over the past 15 years, has led PERL to become an industry leader. A regular contributor to national media outlets, Ken believes that honest, ethical treatment of his clients and employees — and continually evolving in an ever-changing industry — will reap the greatest returns. In his spare time, Ken enjoys golf and traveling with his family.
Rhonda Porter
Rhonda began her career in real estate in 1986 in the title and escrow industry, and is currently a top producer at Mortgage Master Service Corporation. She began blogging in late 2006 to help consumers learn more about their mortgage and the process of buying a home. In addition to her own blog, The Mortgage Porter, Rhonda also contributes to Rain City Guide. In her spare time, Rhonda likes to make dinner for her family and enjoys travel, gardening, reading, vintage autos, photography and wine.
Kevin Sandridge
Kevin is a Florida mortgage broker with Signature Home Funding. A big believer in providing customers with knowledge and information required to make wise financial decisions, Kevin provides easy to digest, useful, and informative mortgage information on his Florida Mortgage Blogger blog. Outside of work, Kevin enjoys listening to delta blues and Chicago-electric blues music, cooking up good smoked BBQ ribs and pulled pork, and relaxing with his family - including his two rescued dogs, Buddy and Charlie.
Michael Taylor
A veteran of the mortgage and real estate industries, Mike has spent 11 years as a wholesale mortgage consultant and 25 years in real estate. He started and provides content for Mike’s Mortgage Report, a consumer-facing mortgage blog. Mike lives with his wife and six children in San Diego, CA. He enjoys rough water swimming, rowing, and spending time with his family.
Tom Vanderwell
Tom is a loan professional with more than 20 years of industry experience including tenure as a real estate agent and mortgage officer. He currently works for Fifth Third Bank in Grand Rapids, MI. He operates his own blog, Straight Talk About Mortgages and Real Estate, and he’s a contributor to Bloodhound Blog. He has 5 kids, is on the board of God’s Littlest Angels Orphanage, and enjoys golf, reading, coaching his son’s soccer team, swimming and camping.
Martin Wareing
Martin has over 20 years of residential lending experience in Central Florida. He is the President of American Mortgage Advisors and runs 720 Mortgage. Martin lives in Maitland, FL, is married with 2 children, and enjoys coaching his son’s Little League baseball team.
Tommy Xintaris
Tommy has over 9 years of finance experience, and is currently a top producing Mortgage Consultant at American Homefront Mortgage. He joined the “blog” craze not too long ago, and writes frequently for a variety of real estate blogs, one being Texas FHA Loan Information. His new upcoming blog project, Tommys2Cents.com, will be live soon. Tommy lives in Houston, TX and when he’s not working, he’s usually planning fun weekend getaways.

