School, healthcare, housing — it’s all going to cost more in the coming year.
When it’s mom and dad, Billy and Sally (and maybe Rover), budgeting can be fairly straightforward — but not everyone’s home life is quite so nuclear, especially in the current economic climate.
After the excitement of finding an apartment we loved wore off, we decided how much we would each pitch in for the bills and agreed on 50/50. We weren’t opening a joint account or making a major purchase together, so not much of a discussion was needed. But over time, we found that our quick money chat didn’t cover nearly enough of the issues that would eventually crop up.
As you finalize your pricey summer vacation plans, you may be looking for ways to put money back in your pocket to help subsidize the costs. Here are some suggestions that you likely haven’t considered.
Remember the 14-percent tax rate Mitt Romney paid on his $13 million income? If you think it’s only the extremely wealthy who can get the most from their money, think again. There are a handful of legal personal finance hacks that are available to all of us.
With the election just around the corner, you’re probably taking a look at your personal financial situation and asking yourself, “Am I better off today than I was four years ago, or am I worse off?”