1. Mortgage and down payment

    No-Cost Mortgages Still Cost

    No-cost mortgages offer consumers the ability to pay no closing fees, but the fees associated with these loans still need to be paid, and the cost comes in the form of a higher interest rate.

  2. Cash in pocket

    Put More Cash in Your Pocket

    Jobs are hard to come by. Incomes are flat. Home values continue to take a hit. And tax season is just around the corner. No wonder […]

  3. Mortgage Refinance Application Form

    The Cost of “No-Cost” Refis

    A growing number of cash-strapped Americans, looking to take advantage of record low interest rates, are now doing “no-cost” refis.  What is this all about and […]

  4. Mortgage decision

    What Mortgage is Best for You?

    Take a look at some of the most popular loan programs out there to determine which will be the best fit for you.

  5. investment property

    What You Need to Refinance an Investment Property

    Guidelines for refinancing investment properties is different than guidelines for primary residences. See just a few of the differences in 2011 here.

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    HARP Roadblocks: Why So Few Homeowners Have Been Helped

    HARP was designed to help 5 million underwater homeowners refinance into a fixed loan with a lower monthly payment.

  7. Saving for a down payment might force you to relinquish additional luxuries, but can be worth the sacrifice down the line.

    Refinancing Tips to Save You Money

    Before you jump on the refinancing bandwagon, take a moment to do some research on how the process works.

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    Add This Tool to Your Arsenal: Zillow Mortgage Marketplace iPhone App

    There’s a new app in town and it’s already making an impression in the lending community, with consumers, and at the Apple iTunes store. We launched […]

  9. 7 Requirements of Mortgage Verification and Validation

    7 Requirements of Mortgage Verification and Validation

    Today’s economic crisis has taught investors one huge lesson – verify and validate loan files.

  10. Mortgage Definition: Subordination

    Mortgage Definition: Subordination

    This week over at Mortgages Unzipped, Justin McHood explains “subordination.” Basically, when refinancing a mortgage that carries a second mortgage, it’s required of that lender to […]

  11. Should I refinance my home loan?

    Should I refinance my home loan?

    One sure way to start an argument between mortgage brokers, mortgage bankers, financial planners and consumer advocates is to answer the question, “when does it make […]

  12. Can I Get A Refinance Rate Under 4.25%

    Can I Get A Refinance Rate Under 4.25%

    EVERY TIME  mortgage interest rates dip to a point that’s approximately 1% lower than they were 18 to 24 months ago – homeowners begin looking for […]

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    What is a "streamline" mortgage?

    Regardless of the industry there are certain buzzwords or words that seem like they are created simply to confuse the outsider. Near the bottom of the […]

  14. Important Changes Coming to Goverment Loan Modification Program

    Important Changes Coming to Goverment Loan Modification Program

    If you haven’t already applied for a loan modification via the federal government’s Home Affordable Modification Program (HAMP), but plan on doing so, look out for […]

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    Refinance Closing Costs Don’t Matter

    Yeah, thought that might get your attention.  Let me clarify the headline. Of course it matters how much you pay for something, but it doesn’t matter […]