There you are, sitting face-to-face with a mortgage lender and after the usual niceties and idle chit-chat, the conversation turns to what you’re there for: getting a mortgage quote. But, how do you know this lender is the lender for you? Beyond good mortgage rates, there are lots of other things you should be concerned about, such as:

  • Is the lender licensed?
  • How are they compensated?
  • Are there pre-payment penalties?
  • Do you need to pay points?

If you’re in the market to buy a house and want to take advantage of historically low mortgage rates, these are just a handful of questions you should ask a lender.

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