Woman Chains Herself to Her Home

By: Diane Tuman, Zillow Content Manager | October 28, 2008

It’s a sign of desperate times for homeowners facing foreclosure. According to San Diego news channel KFMB, a woman in Mira Mesa, CA, has chained herself to her home, determined to fight imminent eviction any way she can (watch this video). After living in this home for 19 years, she says, “We’re not going to allow the bank to just take it away from us. We did suffer some hard times… we did fall… We are not going to just turn our keys over without a fight.” According to the report, she got an adjustable rate mortgage a few years ago and “didn’t know about the subprime crisis,” and has tried to do everything she can to keep the home. No doubt we will hear more about the outcome of this sad and desperate situation.

Facing foreclosure? One consumer network says you should ask the bank to “produce the note.” I’m not sure if this will help this woman at this point, but it looks like she is determined to fight in any way she can.

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Comments

7 Comments so far

  1. Andy on October 28, 2008 5:20 pm

    Funny that she helps people avoid foreclosure…so ironic…probably should have been working harder on her own finances and position…no sympathy from me.

  2. Scott on October 28, 2008 8:11 pm

    This story forgot to mention that she refinanced over and over, taking out huge sums of money, and now she owes $674,000. No sympathy is right!

  3. Bob on October 28, 2008 9:38 pm

    The bottom line is that nobody put a gun to her head to sign for those mortgage deals. She made a choice and now she has to live with it. This situation is all HER fault. She can either pay what she owes, or get kicked out. That’s how it works.

  4. DebtFree on October 29, 2008 10:00 am

    Simple solution for this woman: pay your bills.

    And she “didn’t know about the subprime crisis” yet was “helping” other people deal with housing issues?

  5. Tangie on October 29, 2008 11:49 am

    For all those who left comments…. GOD DONT LIKE UGLY!!!!

  6. DebtFree on October 31, 2008 11:18 am

    CNN ran an update on this woman today.

    She used the “equity” from her house to purchase 7 other houses. Those houses are also in various stages of foreclosure.

    She’s not a victim, but a gambler.

  7. Loan Modification on May 6, 2009 3:59 pm

    She should have filed bankruptcy to at least delay the proceedings, and spoken with her lender regarding modification. Asking the lender to produce a copy of the original note is a good tactic too, especially if the mortgage has been sold numerous times. I imagine that its a little more comfortable to try to save your home via phone, fax, and e-mail, inside, than by chaining yourself to the exterior….

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