Leo is a nationally licensed Mortgage Loan Originator (MLO) in the state of California working with Guaranteed Rate in San Diego.  Leo grew up in a real estate family; both of his parents were top producing real estate agents in Hawaii. He took an interest in real estate early on and almost got his real estate license at age 18 but decided to keep on with college at the University of Hawaii instead. He always maintained a deep interest in the real estate business and eventually worked as a buyer for an out of state company purchasing distressed real estate in California.  

Leo's career took many turns from initially gaining his degree in automotive technology and owning his own business to working in the IT industry and owning his own business to eventually graduating to his current position as a Vice President of Mortgage Lending.  He became a licensed Realtor in 2012 and quickly decided to continue on to mortgage lending in 2013. Leo's goal as a lender is to constantly challenge himself; he especially gets excitement out of cracking hard to qualify loans. Maybe it's the background in diagnostics, but he really enjoys the mental challenge of analyzing entire real estate opportunities to determine their viability. Leo works with his clients to determine their individual needs and goals, explain the complicated loan process and options, and keep clear and open communication to ensure they have the best loan experience possible. Leo's currently working on becoming licensed in both Hawaii and Nevada as well. 

Leo lives in San Diego with his wife Tiffany and daughter Maile.  Maile races BMX and has been since she was 3 (now 7) and enjoys going to the track with her and traveling to BMX events. He also enjoys off-road racing, going to the desert, fishing, and aerial photography with his drone.

At Guaranteed Rate, I have an incredible team that will work with you and handle your file from start to finish. I am available to you by direct work phone, cell phone, email and text for any questions, issues and communication.
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  • LeoHefner
  • (8)
  • La Jolla, CA
  • (619) 354-5263

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