Lynn York

I am married and have have two children who are now in their early twenties who I adore. I have a brand new grandson born in August, which I was honored to be there to welcome him into the world! ... also have a white kitty and 4 dogs who bring me much joy.A siberian husky, a pee a poo and 2 shitzu... years ago I got out of retail management and got into a field because of my sister and  that I thought would be boring, but soon discovered how wrong. The opportunity to work with people and teach them the way to use the HUD/FHA program under The National Housing Act has been the most rewarding job besides being a Mom , I have ever had.  I have met great people who have entrusted me with educating them on a program that utilizes their most valuable asset ~their home and turn it into a retirement tool that many had no knowledge of and have given the realization of the security the program could afford them.. I hope the program stays in place ...as every other "bank " program disolved with the housing crash.  I hope many people put their fears to the side and at least get educated on the program.  Many folks still have the misconception that the program is for the poor or that they lose their home in exchange- neither could be further from the truth.  If anything it can help folks "capture" some of their equity to avoid  "losing" it the market with little chance of recovery... I now have more people looking into the program that have no mortgage at all. I encourage every one , if they do not want the help of a licensed loan officer like myself- they look into the program independently. Finally, I want to address something I see in almost every ad that is about  The Home Equity Conversion Mortgage (HECM) the government Reverse Mortgage Program that has been out since 1987.. they make a suggestion that while it might be nice to get tax free money from the program that you never have to pay back in your life time, ...you still have to pay taxes and insurance and maintain your home.... Well. of course you do! It is your home and remains that way.  You would be doing all that even if you had NO mortgage....  This program is designed to help you stay in your home and have the homeowner who has worked hard all of his/her life be able to take advantage of some of the equity without having to sell the home....or create another payment. Therefore , the HOMEOWNER can decide what is best for them:-) It is regulated by HUD, insured by the FHA and is tax free..and the only 4 in 1 loan that the homeowner controls- It is a refinance home equity, modification and has a reverse option. Homeowners can use and choose type of loan that best suits them as time goes by and not pay  any more...in fact- the line of credit has  tax free growth..and protects a portion of remaining equity that no one or market can take away! Learn today to protect tomorrow..
 
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Kitchens to dream for

6 tags Estimate: $31,400 Eclectic Kitchen with Wood countertop, Crown molding, Subzero - 6" built-in over-and-under refrigerator/freezer, Subway Tile
2 tags Estimate: $37,000 Traditional Kitchen with Hardwood floors, U-shaped, Kitchen island, Pendant light, Stone Tile, Arched window, Raised panel
7 tags Estimate: $36,100 Cottage Kitchen with Jeffrey court morning mist 3 in. x 6 in. glass wall tile, Soapstone counters, Flat panel cabinets, Flush
3 tags Estimate: $49,500 Contemporary Kitchen with Stone Tile, U-shaped, Flat panel cabinets, Simple granite counters, Laminate floors, Glass panel
5 tags Contemporary Kitchen with Simple granite counters, Simple marble counters, Breakfast bar, Flush, Simple Marble, U-shaped
3 tags Estimate: $53,900 Asian Kitchen with Vinyl floors, Transom window, Kitchen desk, Interceramic recife 13" x 13" ceramic floor tile in white
2 tags Estimate: $52,400 Cottage Kitchen with Complex granite counters, Exposed beam, Glass panel door, Granite countertop in new venetian gold
Estimate: $36,800 Traditional Kitchen with Undermount sink, Box ceiling, Breakfast bar, flush light, Wood counters, Pendant light, U-shaped
Estimate: $54,700 Cottage Kitchen with Crown molding, Flush, High ceiling, Flat panel cabinets, L-shaped, Mural, Transom window, Kitchen island
Estimate: $45,700 Cottage Kitchen with High ceiling, Raised panel, Undermount sink, Pendant light, Complex Granite, U-shaped, Glass panel
5 tags Estimate: $53,300 Traditional Kitchen with Soapstone counters, Pental black soapstone, Pendant light, Kitchen island, Flat panel cabinets
3 tags Estimate: $34,800 Eclectic Kitchen with Frosty carrina 5141, West elm natural tree stump side table
5 tags Estimate: $60,800 Mediterranean Kitchen with Kitchen island, Farmhouse sink, Stone Tile, Simple marble counters, Flat panel cabinets, Galley
4 tags Estimate: $42,700 Eclectic Kitchen with Wood counters, Led soft strip lighting, Vinyl floors, Trey ceiling, Diamond plate panel - aluminum
5 tags Estimate: $50,000 Traditional Kitchen with Kitchen island, International concepts turned counter height pub table, black/black, Pendant light
3 tags Estimate: $58,500 Mediterranean Kitchen with Raised panel, Simple Granite, Pental ivory classic honed/filled travertine, Custom hood
5 tags Estimate: $46,000 Traditional Kitchen with Hardwood floors, Kitchen island, Crown molding, Ceramic Tile, Inset cabinets, Flat panel cabinets
3 tags Contemporary Entryway with Glass panel door, Villa Collections Design Larger Than Life Jacks, travertine floors, Chandelier
3 tags Estimate: $60,200 Traditional Kitchen with Decorative tile insert, Kitchen island, Hardwood floors, Complex granite counters, L-shaped
3 tags Estimate: $44,400 Traditional Kitchen with Breakfast bar, Simple granite counters, Glass panel, Pendant light, Flat panel cabinets, Custom hood
3 tags Estimate: $57,300 Contemporary Kitchen with Crown molding, Large Ceramic Tile, Dal tile crema marfil classico 3x1/2 marquise polished mosaic
4 tags Estimate: $51,200 Contemporary Kitchen with European Cabinets, Stone Tile, Sandstone Tile, Flush, Ms international absolute black granite
2 tags Estimate: $60,600 Traditional Kitchen with Wildon home coaster bar stool, Flat panel cabinets, Simple granite counters, Chandelier, Subway Tile
Modern Kitchen
4 tags Estimate: $59,100 Contemporary Kitchen with 60" range, Subway Tile, Crown molding, Breakfast bar, 2 handle kitchen faucet, Kitchen island
7 tags Traditional Kitchen with Simple granite counters, Flat panel cabinets, Shades of light bell curve glass pendant light
3 tags Estimate: $65,800 Traditional Kitchen with Kitchen island, Custom hood, Wood counters, Built-in bookshelf, Flat panel cabinets, Farmhouse sink
Estimate: $56,900 Traditional Kitchen with Large Ceramic Tile, Kitchen island, Raised panel, Pendant light, U-shaped, High ceiling, Glass panel

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