I am a Bay Area BUYER'S ONLY Real Estate Agent who can also help buyers or borrowers looking to refinance find the best rates around. Mortgage Center Corp has been in business for over 30 years and we get special pricing sometimes from our lenders because of the volume of loans that we are able to close each month. That benefit gets passed on to our borrowers because our commission is paid by the lender so it's always a fixed rate. The rate is set with each lender starting at a low 1% and is never more than 1.5%.
Our rates very competitive and If you don't qualify with any of our lenders I will find other lenders for you. Here is a list of just some of the loan products that we offer. We have many lenders so please inquire about other programs if you don't see what you're looking for. Or if you would like to know what all the possible programs you do qualify for. Having many options is always the best!
- FHA minimum FICO 560
- Super Jumbo High Balance Loan Amounts for LTV up 90%
- No Landlord History Needed to Use Rental Income
- Cash Out Refinance on Investment Properties
- First-time Homebuyer Can Purchase Investment Property
- No Minimum Tradelines or Length of Credit History Required LTV is 80% or less
- Flexible Condo Guidelines (case by case basis)
- Less than 2 year self employment history is acceptable
- Non permitted rooms allowed with bathroom and/or kitcthen; 2nd floor extensions allowed; sun rooms