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  • Profile picture for Neil K. Bourdelaise
    Neil K. BourdelaiseFirst Home Mortgage(410) 336-8432Refinancing, Mortgage Planning, Purchase Loan
  • Profile picture for Anthony Muscarella
    Anthony MuscarellaAdvisors Mortgage Group, LLC(732) 749-3333 x12Refinancing, Mortgage Planning, Home Equity, Purchase Loan
  • Profile picture for Adam Roberts
    Adam RobertsSouth Shore Mortgage(973) 907-7861Refinancing, Mortgage Planning, Purchase Loan
  • Profile picture for Preferred Funding Services
    Preferred Funding ServicesPreferred Funding Services, Inc(800) 446-4493Refinancing, Mortgage Planning, Purchase Loan, Other
  • Profile picture for Medford Mortgage LLC
    Medford Mortgage LLCMedford Mortgage, LLC(609) 848-5715Refinancing, Mortgage Planning, Purchase Loan, Other
  • Profile picture for Michael Guthneck
    Michael GuthneckVanguard Funding LLC(800) 441-8757Refinancing, Mortgage Planning, Home Equity, Purchase Loan
  • Profile picture for Ted Ark
    Ted ArkGolden Mortgage Corporation(708) 722-9217Refinancing, Mortgage Planning, Purchase Loan
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  • Profile picture for Dave Tepper
    Dave TepperGibraltar Bank of NJ(888) 472-1819 x8117Refinancing, Mortgage Planning, Home Equity, Purchase Loan
    • (4)
  • Profile picture for Timothy Coyle
    Timothy CoyleNPM(770) 331-2029Refinancing, Mortgage Planning, Purchase Loan, Other
  • Profile picture for James Chu
    James ChuEverBank(201) 725-2800Refinancing, Mortgage Planning, Home Equity, Purchase Loan

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07931 Mortgage Advice

Question
Keep 6% mortage or go with 4.75 and pay 3/4 of a point plus closing costs? Mortgage is 600k.

Total closing costs are $8700 with the 3/4 point.  It will take about 16 months to break even.  ... - 10 Answers