Home Values

92020 Home Prices & Values

Zillow Home Value Index

The Zillow Home Value Index is the median Zestimate valuation for a given geographic area on a given day. Learn more

$416,400

  • 1.2% 1-year change
  • 0.7% 1-year forecast

Market Temperature

Based on three metrics—sale-to-list price ratio, the prevalence of price cuts on home listings, and time-on-market—the market temperature provides information on the current balance of bargaining power between buyers and sellers in this zip code relative to other zip codes in the same metropolitan area. A particular zip code may be identified as a good market for buyers in a metro market favorable to sellers overall. Learn more

Warm

Buyers' Market
Sellers' Market

The median home value in 92020 is $416,400. 92020 home values have gone up 1.2% over the past year and Zillow predicts they will rise 0.7% within the next year. The median list price per square foot in 92020 is $243, which is lower than the El Cajon average of $244. The median price of homes currently listed in 92020 is $399,000 while the median price of homes that sold is $400,350. The median rent price in 92020 is $1,200, which is lower than the El Cajon median of $1,425.

Foreclosures will be a factor impacting home values in the next several years. In 92020 2.4 homes are foreclosed (per 10,000). This is greater than the El Cajon value of 2.3 and also lower than the national value of 4.2

Mortgage delinquency is the first step in the foreclosure process. This is when a homeowner fails to make a mortgage payment. The percent of delinquent mortgages in 92020 is 3.9%, which is lower than the national value of 6.4%. With U.S. home values having fallen by more than 20% nationally from their peak in 2007 until their trough in late 2011, many homeowners are now underwater on their mortgages, meaning they owe more than their home is worth. The percent of 92020 homeowners underwater on their mortgage is 11.7%, which is lower than El Cajon at 12.5%.

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Relative ZHVI
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92020 Market Overview

Data through Nov 30, 2014
  • $416,400 ZHVI
  • 0.7% 1-yr forecast
    The Zillow Home Value Forecast is Zillow's prediction of what the Zillow Home Value Index will be one year from now. Learn more
    (Nov 30, 2015)
  • $399,000 Median listing price
  • $400,350 Median sale price
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92020 Market Health

Data through Nov 30, 2014
  • 4.7/10 Stable
    The Market Health Index illustrates the current health of a region's housing market relative to other markets across the country. The Market Health Index is based on up to 10 metrics including those capturing the past and projected evolution of home values, the prevalence of foreclosures, foreclosure re-sales, negative equity and delinquency, as well as whether homes are currently selling faster or slower than in the past.
  • No data Average days on Zillow
  • 11.7% Homes with negative equity (16.9% US Avg) (Sep 30, 2014)
  • 3.9% Delinquent on mortgage (6.4% US Avg) (Sep 30, 2014)

Homes foreclosed (per 10,000)

2.4 homes 92020
2.3 homes El Cajon
4.2 homes United States
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Nearby Zip Codes

Name Median ZHVI
91941 $515,300
92119 $485,500
92019 $437,000
Name Median ZHVI
91978 $414,900
91942 $414,700
92071 $396,800
Name Median ZHVI
91977 $360,100
91945 $349,100
 

Listings & Sales

Data through Nov 30, 2014
  • $243 Median list price / sq ft
  • $246 Median sale price / sq ft
  • No data Listings with price cut
16.7%
Sold below listing
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92020 Rentals

Data through Nov 30, 2014
  • Zillow Rent Index

  • $2,155 92020
    $2,146 El Cajon
    $1,342 United States

    The Zillow Rent Index is the median Rent Zestimate valuation for a given geographic area on a given day. Learn more

  • 1.9 Breakeven horizon
    The breakeven horizon is the number of years after which buying is more financially advantageous than renting. Learn more
    (Jun 30, 2014)
  • $1,200 Rent list price
  • $1.35 Rent list price / sq ft
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