Monthly Payment Calculator
This calculator helps you determine what your monthly mortgage payment will be.
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The affordability calculator helps you determine the price of a house that you can afford. This calculation is based upon your annual income or desired monthly payment, your down payment, your current debts, and current mortgage rates. Most lenders limit how much of your monthly income can pay debt such as mortgage payments, car loans, and student debt (this is called Debt to Income ratio). The conventional limit is 36% of your monthly income, but this could be higher for FHA loans.
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Mortgage Refinance Calculator
Use this refinance calculator to help you decide if refinancing makes sense for you. In general, if you can lower your monthly mortgage payment and offset the costs of refinancing in a reasonable time frame, you should consider refinancing. This refinance calculator estimates the monthly mortgage payment, break-even point, and projected lifetime savings of the loan based on the value of your current loan amount and the projected refinance amount of your new loan.
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What are Closing Costs?
Use this calculator to figure out your estimated closing costs.
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HARP Program Eligibility Calculator
Use this quick calculator to determine if you may be eligible to refinance through the Home Affordable Refinance Program (HARP).
Go to HARP Program Eligibility Calculator