1. Mortgage Rates
  2. Mortgage Calculators

Monthly Payment Calculator

This calculator helps you determine what your monthly mortgage payment will be.

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Affordability Calculator

The affordability calculator helps you determine the price of a house that you can afford. This calculation is based upon your annual income or desired monthly payment, your down payment, your current debts, and current mortgage rates. Most lenders limit how much of your monthly income can pay debt such as mortgage payments, car loans, and student debt (this is called Debt to Income ratio). The conventional limit is 36% of your monthly income, but this could be higher for FHA loans.

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Mortgage Refinance Calculator

Use this refinance calculator to help you decide if refinancing makes sense for you. In general, if you can lower your monthly mortgage payment and offset the costs of refinancing in a reasonable time frame, you should consider refinancing. This refinance calculator estimates the monthly mortgage payment, break-even point, and projected lifetime savings of the loan based on the value of your current loan amount and the projected refinance amount of your new loan.

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Credit Score Estimator Calculator

Use this calculator to figure out your estimated credit score.

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What are Closing Costs?

Use this calculator to figure out your estimated closing costs.

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HARP Program Eligibility Calculator

Use this quick calculator to determine if you may be eligible to refinance through the Home Affordable Refinance Program (HARP).

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Mortgage Terms Comparison Calculator

Use this calculator to determine the total cost in today's dollars of various mortgage alternatives taking into account your opportunity cost of money.

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Discount Point Calculator

In some cases, it may benefit you to 'buy down the interest rate' by paying extra money up front in the form of discount points. Use this calculator to help determine if this makes sense for you.

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Bi-Weekly Payment Calculator

There is a way to accelerate mortgage payoff using a method called Bi-Weekly Mortgage Payments. This program is implemented by dividing your monthly mortgage payment in half and paying it every other week - resulting in a net effect of paying an extra payment toward principal each year.

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Fixed or adjustable rate Mortgage Calculator

It is a difficult decision to decide between a fixed and an adjustable-rate mortgage. Use this calculator to help compare the total cost of each alternative.

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Adjustable Rate Mortgage Calculator

Use our adjustable rate mortgage (ARM) calculator to see how interest rate assumptions will impact your monthly payments and the total interest paid over the life of the loan.

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Mortgage Tax Savings Calculator

Use this calculator to determine your potential tax savings with a mortgage. (Consult your tax advisor regarding the deductibility of interest.)

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Get low rates anonymously from rated & reviewed lenders.
The affordability calculator is calculated based on the percentage of your income spent.
Use this refinance calculator to help you decide if refinancing makes sense for you.