Skip main navigation

What are today's South Carolina mortgage rates?

Last updated:

South Carolina mortgage rate trends

Adjust the graph below to see changes in average mortgage rates in South Carolina.

LOAN PROGRAMS

Compare SC mortgage rates by loan type

The table below is updated daily with South Carolina mortgage rates for the most common types of home loans. Compare week-over-week changes to mortgage rates and APRs in South Carolina.

The APR includes both the interest rate and lender fees for a more realistic value comparison.

South Carolina conforming loans

PROGRAMRATE1W CHANGEAPR1W CHANGE

South Carolina government loans

PROGRAMRATE1W CHANGEAPR1W CHANGE

South Carolina jumbo loans

PROGRAMRATE1W CHANGEAPR1W CHANGE

Mortgage options in South Carolina

Loan programs and rates can vary by state. To set yourself up for success and help you figure out how much you can afford, get pre-qualified by a licensed South Carolina lender before you start your home search. Also check South Carolina rates daily before acquiring a loan to ensure you’re getting the lowest possible rate.

If you already have a mortgage and are considering a refinance, get customized rates for your unique circumstances. The APRs on this page are for purchasing mortgages, which are typically similar to refinance rates. Though, refinance rates can be higher.

A lot of lenders will require an appraisal during the mortgage process to determine the fair market value of a property. This ensures you’re not paying more for a home than it’s worth on a purchase transaction and verifies the amount of equity available on a refinance transaction. Home values are constantly changing depending on buyer demand and the local market. Typically, home values increase over time. Contact a South Carolina lender to learn more about local requirements for mortgages.

Mortgage resources

  • Mortgage calculator

    Quickly estimate your monthly mortgage payments for a new home.

  • Get pre-qualified

    Need help financing a new home purchase? Find a lender to get pre-qualified for a mortgage.

    Zillow Group Marketplace, Inc. NMLS #1303160
  • Get a custom quote

    See current mortgage rates from multiple lenders to get a customized quote.

    Zillow Group Marketplace, Inc. NMLS #1303160

Related Articles