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Profile picture for Sheila Joseph

Sheila Joseph


Broker (17 years experience)

Purchase Loan,
Home Equity,
HARP-underwater loans

Ratings & Reviews

I've already recommended Sheila to family members. She did a great job refinancing my mortgage. She made the process quick and easy, and I'm very happy with the end result!

I've been trying to buy a house for over a year. Three mortgage brokers later, I find Sheila. Thank you God.... she was truly an answer to my prayers. Sheila made this a smooth and pleasant experience. What a difference and needless to say...I'm in my new home! Thank you Sheila!!!! And Lynda (what a team!)More Less

I came across Sheila's name and phone number and gave her a call. It was nice to talk to someone that KNEW what she was doing after working with Bof A for over 2 months and getting the complete run a round. I emailed her a couple of the loan comparisons I had gotten from a different lender and she told me what information I needed to proceed and we went from there. Sheila was very knowledgeable and guided me every step along the way. The initial quotes she gave were right on the money and all the documents were able to be signed electronically with the final docs signed at work with a notary. 3 weeks from our initial conversation and I was done-couldn't believe it could actually happen that fast! I wish I would have found her at first and saved all the headaches I encountered with BofA. Very painless, very competitive and very thorough! Would definitely use her again and again!More Less

In the past ten years we have refinanced our mortgage on two separate occasions in order to maximize savings, shopped around, and found Shelia to the most competitive financer out there. She is a pleasure to deal with and will keep you updated throughout the process. We highly recommend Shelia and will be sure to use her in the future.More Less

She was right on with her estimated time table and cost. The transaction was the smoothest I have ever encountered with a mortgage specialist. A Very Excellent experince with Sheila!

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