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Profile picture for Sheila Joseph

Sheila Joseph

Lender

Broker (17 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
HARP-underwater loans

Ratings & Reviews

I've already recommended Sheila to family members. She did a great job refinancing my mortgage. She made the process quick and easy, and I'm very happy with the end result!

  

09/26/2013 - user94120584
Closed refinance loan. Westminster, CA

I've already recommended Sheila to family members. She did a great job refinancing my mortgage. She made the process quick and easy, and I'm very happy with the end result!

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Response from Sheila

 

  

09/19/2013 - lynettelascala
Closed purchase loan. Venice, Los Angeles, CA 90292

I've been trying to buy a house for over a year. Three mortgage brokers later, I find Sheila. Thank you God.... she was truly an answer to my prayers. Sheila made this a smooth and pleasant experience. What a difference and needless to say...I'm in my new home! Thank you Sheila!!!! And Lynda (what a team!)

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Response from Sheila

 

  

08/23/2013 - user4147643
Closed refinance loan. Hemet, CA

I came across Sheila's name and phone number and gave her a call. It was nice to talk to someone that KNEW what she was doing after working with Bof A for over 2 months and getting the complete run a round. I emailed her a couple of the loan comparisons I had gotten from a different lender and she told me what information I needed to proceed and we went from there. Sheila was very knowledgeable and guided me every step along the way. The initial quotes she gave were right on the money and all the documents were able to be signed electronically with the final docs signed at work with a notary. 3 weeks from our initial conversation and I was done-couldn't believe it could actually happen that fast! I wish I would have found her at first and saved all the headaches I encountered with BofA. Very painless, very competitive and very thorough! Would definitely use her again and again!

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Response from Sheila

 

  

10/16/2012 - user6853244
Closed refinance loan. San Onofre, Oceanside, CA 92672

In the past ten years we have refinanced our mortgage on two separate occasions in order to maximize savings, shopped around, and found Shelia to the most competitive financer out there. She is a pleasure to deal with and will keep you updated throughout the process. We highly recommend Shelia and will be sure to use her in the future.

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Response from Sheila

 

  

09/25/2012 - user6205565
Closed refinance loan. Palm Desert, CA

She was right on with her estimated time table and cost. The transaction was the smoothest I have ever encountered with a mortgage specialist. A Very Excellent experince with Sheila!

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Response from Sheila

 

  

09/25/2012 - user1292495
Closed refinance loan. San Jacinto, CA

Sheila was responsive online, fax, and the phone. She always got back to me the same day I contacted her even if she did not immediately have an answer. That way I knew she was still staying on top of the situation. She stuck with it until everything was completed. I always felt informed about where we were in the process of getting a new loan even though I was under water.

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Response from Sheila

 

  

09/24/2012 - user453153
Closed refinance loan. La Quinta, CA

I was incredibly impressed with how quick and painless my refi went. Sheila was thorough and held my hand along the way. I would definitely recommend her to anyone looking for an easy, painless loan experience.

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