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Amy Clements's Advice

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  • 3 Contributions
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Amy Clements wrote:

Looking for my first house..

Answer
Agreed.  A loan officer should be your first stop.  They can help you figure out exactly what steps you need to take to build your credit as well as give you an idea of how long that will take.  Once your credit score is ready, they can help you get pre-approved for a loan.  Then you'll be ready to contact a local real estate agent and begin house-hunting.
October 16 2013
(0)

Can I sell a house that isn't fully paid off?

Answer
Absolutely!  Many people sell homes that aren't paid off.  Hopefully, you'll be able to sell it for more than the remaining mortgage, and that is something an agent can help you figure out.  
October 16 2013
(0)

How to obtain a mortgage even tho my credit score is low

Answer
Your best bet is to speak with a credit repair professional.  You might begin your search by getting referrals from various lenders in your area.  The process will cost you several hundred dollars, but well worth the investment so that you will be prepared to act on future real estate opportunities.
February 27 2013
(0)