Andy Law has found me two great mortgages in the past 10 years. The first time, I was living out-of-state but nonetheless everything went very smoothly. And just recently, he found me a mortgage with an excellent rate and the entire process happened on-time and without incident. Andy has enough experience to be able to predict issues that might arise during an escrow period and address them proactively. I have been very pleased with his work and my interactions with everyone in his office.