Congratulations on your taking this important first step! Sitting down with a Realtor is the first step. S/he will guide you through the process and should have lenders they have worked with who can assist you. Personally I have assisted two VA clients with home purchases in the last year and a half. There are some differences regarding allowable property condition, fees.. but they are very straightforward. This is the time to start the process as more and more properties will be coming on the market in the next couple of months. I grew up in Marin (Kentfield), love Mill Valley and am happy to answer any questions you may have. Sincerely, Ann firstname.lastname@example.org
Welcome to San Francisco! Finding a quality rental for a reasonable price is difficult. Landlords typically advertise on their own Craigslist, Zillow...or simply place a sign in the window and get results. Some landlords utilize property management companies or Realtors who will advertise for them, hold open houses, take applications, screen and rent directly to the tenant without placing the rental on the multiple listing service. In my experience I have found the website Padmapper.com to be very helpful as it displays available listings from various sites (including Craigslist through 3taps) by map and links you back to the original listing. If you work with only one property management company you may miss out on what others have listed. Using multiple resources and putting together a "tenant package" showing why you would be the best choice is your best strategy. Best Wishes! Sincerely, Ann
Dear aa_weber, Home value is based on comparable property values. And, this means all properties, not just the ones in the multiple listing service, but also neighboring bank owned properties (which are sales, but not in the MLS), and those properties bought by third party investors on the court house steps. It is also a good idea to see how many, if any, homes have received notices of default in the area, as this is an indication of downward pricing pressure over and above the pressure we are seeing in the east bay market. Personally, I would ask a reputable real estate agent to give you a complimentary comparative property analysis. Then, I would obtain at least two bids from reputable contractors to fix the items that are in disrepair. This will give you a better value of your property. Also, be sure to consult with a lender and/or loan broker to be sure you can qualify for the mortgage before approaching your landlord. You can also hire a Realtor as a "buyers agent" and they can represent you if you wish.Sincerely, Annannsullivanrealestate.com
Hi AnnieM,Yes, I have my favorites in Oakland. I lived in Oakland for 7 years, having 2 children and loved it! Currently there is a home in the Diamond District and another in Maxwell Park. In my opinion, the key is to get to know the areas that you like, then focus on the area, have your financial qualifications in order (Realtor's can assist with this) and then when you see a home at the right price in the right neighborhood you are informed and prepared. Tracking foreclosures is also a strategy, which I employ, however you need to be prepared to do some additional work to the property as often they come with deferred maintenance. Please do not hesitate to contact me with any questions. Sincerely, Ann www.annsullivanrealestate.
Dear Pennywyz, Nevada AB140 became effective October 1, 2009 and addresses the landlords responsibility to provide written notice to a prospective tenant if the property is subject to foreclosure proceedings. And a new federal law was just enacted under the Helping Families Save their Home Act S.896, where tenants have the right to stay in their homes after a foreclosure for 90 days or through the term of the lease. The protections go into effect immediately and expire at the end of 2012.Your landlord may not be in default, but may be trying to sell the property for less than they owe (a short sale). If this is the case the new owners will have to honor your lease, unless you all agree to put it aside. A foreclosure sale is different than a short sale. Have a talk with your landlord. Read your lease so you know what your rights are with regard to the landlord showing the property for sale. I hope this helps!Sincerely, Annwww.annsullivanrealestate.com
Hi Doris 1930, Go to the Contra Costa County Official Website, click on departments H-Z, then Treasurer-Tax Collector, then look-up pay taxes, then account look-up, choose your category and enter either the address or the APN number. You will find your information there. It really is amazing what is available on line!Sincerely,Ann
Zillow will take information from tax records. Did you or a former owner remodel? Add a bedroom? Was a permit obtained? When advertising a home, bedrooms need to meet certain criteria, for instance to be called a bedroom, there needs to be a built-in closet. When one home I represented differed from the tax records, the owner went down to the county with the floor plan drawing per the appraisal and an assessor came out and changed the information after inspection. Hope this helps! Sincerely, Ann
I like to go to www.DQnews.com for national and local information home price information by zip code. If they do not report the particular zipcode you are looking for there are other sources out there. Feel free to contact me and I would be happy to assist you. Sincerely, Ann
I get asked this question alot as I am involved in foreclosure, auction & short sales. So far I have successfully worked with Chase, WaMu, Wells Fargo and BofA. I have also purchased directly on the court house steps. I recommend finding an agent experienced with foreclosures and the local market. Sometimes a regular sale is a better value than a foreclosure and an agent familiar with the area will be able to identfy these properties. Normally foreclosures have deferred maintenance that will cause you unforeseen repair costs. A short sale could take 6 months or longer, an REO will take less time. Also, knowing which short sale program the seller uses is important. For example the new program (HAFA) which came into effect April 1, 2010 has timelines that benefit the borrower. Be sure your agent is up to date on the programs. Hope this helps! Sincerely, Ann email@example.com 925-330-8214 Coldwell BankerBy the way, please do not hesitate to contact me with any questions or concerns.
Hi Acalanes Alumni! When I last spoke with the district they were discussing changing the inside of the boundary lines, not expanding their boundary into neighboring districts. I suggest giving them a call for any updates. Their number is 925-927-3500. Hope this helps! Sincerely, Ann firstname.lastname@example.org