Profile picture for Ashley McDonald

Ashley McDonald

Agent

9 Recent Sales (last 12 months)

Real Estate Specialist (4 years experience)

Specialties:
Buyer's Agent,
Listing Agent

Advice

  • (8 Contributions,
  • 0 Best Answers,
  • 1 Helpful)

Contributions are sorted newest to oldest.

First time home buyer money

Answer

Lindie, There are currently several great loan programs available in the Tulsa area for first time home buyers. Some are 100% financing, others offer down payment and/or closing cost assistance. The best way to learn more is to contact a local lender to discuss which program may be best for your current financial situation. Hope this helps! Best wishes, Ashley McDonald

  (0)
how do I add a home for sale by owner

Answer

From the Zillow home screen, hover over Homes. You should see an option to "post a home for free". Near the bottom of the next screen you should see the option to "post for sale by owner". The next page you will select "continue" and continue following the prompts to enter your property details. I hope this is helpful, but if you're still having trouble you may want to access the Zillow Help Center under the "More" tab. Best wishes!

  (0)
Can I get a mortgage with an offer letter?

Answer

Nick, It sounds like you have a solid job history. Most lenders would be happy to approve you after confirming the validity of the offer letter and verifying previous income. I consistently work with several great lenders in the Tulsa area. If you would like some references, I would be happy to assist you. Best Wishes!

  (0)
In my Zillow listing, I agreed to work with an agent who brings buyer. Who pays fee?

Answer

Very, very rarely in the Sapulpa market is the commission paid by a buyer to their agent. The agent is usually compensated by the seller. If you offered to "work" with an agent who brings the buyer, but have not advertised what amount you will pay you are not bound there. As Tara said, the agent should have approached you prior to showing your home to ask if you would be willing to pay x% commission should he/she bring you a ready, willing, & able buyer. If the buyer is loyal to their agent they will not move forward with the contract without some type of compensation agreement to their agent. If you have not signed off on a contract, I would advise that you have a face to face appointment with the agent to discuss the compensation they are expecting. From that point I would negotiate your purchase price around the amount & try not to let it kill the deal, (depending on how badly you would like to move). Best wishes.

  (0)
Any loan assistance for non federally recognized tribes?

Answer

Steve, Depending on where you are looking to purchase, you may qualify for USDA Rural Development financing which offers down payment assistance. Feel free to contact me, and I will verify the eligibility of properties that you may be interested in. Best Wishes, Ashley McDonaldColdwell Banker Select - Sapulpa

  (0)
Any loan assistance for non federally recognized tribes?

Answer

Steve, Depending on where you are looking to purchase, you may qualify for USDA Rural Development financing which offers down payment assistance. Feel free to contact me, and I will verify the eligibility of properties that you may be interested in. Best Wishes, Ashley McDonaldColdwell Banker Select - Sapulpa

  (0)
Is a credit repair company helpful?

Response

Cindy, It sounds like you are on the right track to credit repair on your own. You are doing all of the right things. You will be surprised how quick your credit will jump. I do not have much experience with credit repair companies, but I have worked with several buyers with low credit and have helped but them on the right track. Also, lenders can offer you great advice to help raise your credit score and all it takes it a no charge phone call.What I'm getting at is that I don't feel that you should pay anyone to help you as they are not going to magically give you a great credit score. If you would like I can give you the names of some great lenders in the area. Thanks, Ashley McDonald[moderator deleted contact information, please refer to good neighbor policy]

  (0)