David was a true pro to work with. I learned through his Facebook post that rates had suddenly dropped, and since I wanted to refinance my house these news couldn't have came at a more perfect timing. David is very responsive; he would either pick up the phone every time I called, or called right back. He is also very thorough; thanks to him we always knew what we needed to do and what documents to prepare. If we slacked a bit, he had no issue reminding us. Being in the business of real estate delays are just part of the game, but this refinance transaction had none of those, mostly because David knew how to put us, and keep us on the path to success. We ended up refinancing for 30 years at an AMAZING rate, which I haven't known about if it wasn't for David. Had we waited on contacting David for more than a couple of days, and if he didn't work as fast as he did we wouldn't have gotten the rate we have.